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Tim Smith at CrossCountry Mortgage
Regional Manager/Senior Loan Officer | NMLS #10457...

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
The process was great I thought wasn’t going to get approved I did. The whole process was done very professionally. The Tim Smith and Team was wonderful.
Reply from Tim Smith
August 16th, 2024 03:00 PM
thank you so much Mary! Wishing you many happy years in your new home!
I had a great experience with y'alls company! Everyone answered all questions I asked and were very helpful through the whole process!
Reply from Tim Smith
August 12th, 2024 01:41 PM
Thank you for your review, Stephen! We're thrilled to hear you had a great experience with CrossCountry Mortgage, LLC, and that you found the team to be helpful and informative throughout the process. Your 5-star rating means a lot to us. Please...
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Tim Smith and his team are great and they work hard in your behalf to get your loan approved.
Reply from Owner
November 13th, 2025 04:00 AM
thanks Nakia! It was great working with you!
Every one was great and very responsive to my calls, text and my needs.
Reply from Tim Smith
August 10th, 2024 04:39 PM
thanks Nakia!
Tim Smith at CrossCountry Mortgage has received a review with 4 star rating from Buddharaju S
Reply from Owner
November 13th, 2025 04:00 AM
thanks Buddharaju!
This was our first investment property, and while we eventually received some guidance, the process could have been smoother. Most of the process was conducted through their portal, with occasional communication via email. This often led to...
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Reply from Tim Smith
August 2nd, 2024 01:16 PM
Thank you for taking the time to share your experience with us, Sahitya. We appreciate your feedback and understand that clear communication is key to a smooth process. We apologize if you felt any redundancy during the procedure. We always...
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Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Elizabeth L
Reply from Owner
November 13th, 2025 04:00 AM
thanks Frances!
I really enjoyed the step by step videos of what to expect next.
The team is amazing and work together really well with my husband and myself having very busy work and life schedule.
Reply from Tim Smith
August 2nd, 2024 01:18 PM
thanks so much Frances! we hope you enjoy many great years in your new home!
Tim and The Tim Smith Team Are Awesome! Very knowledgeable, supportive and all about business!! They have made me comfortable throughout my process! Highly recommended! Thanks to Tim and his Team 😊
Reply from Owner
November 13th, 2025 04:00 AM
thank you Precious! I'm glad to hear we made you feel comfortable throughout the loan process. Enjoy your new home!
Great Experience working with Tim and The Tim Smith Team!! I am so grateful for this team that has been tremendously supportive throughout this journey! Very professional and very knowledgeable. Thank You All For Your Support And Kindness!!!...
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Reply from Tim Smith
July 29th, 2024 02:23 PM
thank you so much Precious! congrats on your new home!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Mortgage Bankers Association
- Ducks Unlimited
- SMU Parents Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 104578
Awards
Achievements
- Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
Hobbies
- Family
- Pickleball
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095