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Tim Smith at CrossCountry Mortgage - Regional Manager/Senior Loan Officer | NMLS #104578 in Memphis, TN
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Tim Smith at CrossCountry Mortgage

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Regional Manager/Senior Loan Officer | NMLS #10457...

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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5 Star
95%
4 Star
4%
3 Star
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Reviews from Web
  • write_review_unverified
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    MATTIE J
    Posted on August 8th, 2026 04:34 AM
    When you mention Tim Smith and the Cross Country Mortgage Team, I say a Godsend. Our wonderful Realtor, Theresa Lucas, referred us to Tim Smith. She said that if Tim Smith can't get us approved, then it can't be done. She expressed that he...
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    Reply from Tim Smith
    August 8th, 2026 09:21 PM
    Thank you, Mattie, for sharing your positive experience with the Tim Smit Team at CrossCountry Mortgage. It's wonderful to hear that Theresa Lucas' referral led you to us and that we could assist in securing your forever home. We're grateful...
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    Metrico V
    Posted on May 1st, 2026 07:55 PM
    If you want to get to CLOSING DAY, Tim Smith’s Team is the Way!I had an outstanding experience working with Cross Country Mortgage, specifically Tim Smith’s Team, during my recent home purchase. They were truly exceptional—extremely knowledgeable,...
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    Reply from Owner
    May 7th, 2026 02:06 PM
    Thank you, Metrico, for sharing your positive experience with the Tim Smith Team at CrossCountry Mortgage. We're pleased to hear that the process was smooth and well-managed, and that our team's communication and support were helpful throughout...
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    Demetris S
    Posted on June 11th, 2025 05:37 PM
    My husband and I recently purchased our first home and worked with CrossCountry Mortgage for our mortgage. From start to finish, the process was smooth, and the team made everything easy to understand, especially for a first-time buyer like...
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    Reply from Tim Smith
    June 11th, 2025 05:54 PM
    thank you Demetris!
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    Lakeisha B
    Posted on November 2nd, 2026 04:22 PM
    Great communication
    Reply from Owner
    November 10th, 2026 05:47 PM
    I'm pleased to hear you appreciated the communication, Lakeisha. At CrossCountry Mortgage, ensuring a smooth and clear process is important to me.
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    Lakeisha B
    Atoka, TN
    Posted on November 2nd, 2026 04:21 PM
    Dalton was great. He communicated every step of the way. When anything changed or any issues arised he communicated them to me immediately and helped me solve the problem .
    Reply from Tim Smith
    November 2nd, 2026 06:27 PM
    It's wonderful to hear that Dalton provided such effective communication and support throughout your experience, Lakeisha. We're pleased that you found his assistance helpful in resolving any issues that arose. Thank you for sharing your positive...
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    Terney S
    Posted on October 31st, 2026 07:28 PM
    Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Terney S
    Reply from Owner
    November 2nd, 2026 06:27 PM
    Thank you for giving Tim Smith at CrossCountry Mortgage, LLC a perfect rating, Terney. We're grateful for your support and pleased to have been part of your experience.
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    Terney S
    Olive Branch, MS
    Posted on October 31st, 2026 07:27 PM
    I had a great experience! Everyone was so willing to help and very helpful throughout the entire process. They moved at a fast pace and were always there to answer any questions or address any concerns. I really appreciate everyone making the...
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    Reply from Tim Smith
    October 31st, 2026 08:50 PM
    We are pleased to hear that you had a great experience, Terney. It’s wonderful to know the Tim Smith Team at CrossCountry Mortgage, LLC were helpful and responsive throughout the process. If you have any more questions or need further assistance,...
    read more
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    Shemeika J
    Posted on October 26th, 2026 07:04 PM
    Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Shemeika J
    Reply from Owner
    October 31st, 2026 08:51 PM
    Thank you for the perfect rating, Shemeika. We're happy to know that your experience with the Tim Smith Team at CrossCountry Mortgage, LLC was a positive one.
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    Shemeika J
    Olive Branch, MS
    Posted on October 26th, 2026 07:04 PM
    Everyone was very responsive throughout the entire process . They explained what was going on and why certain processes needed to take place !
    Reply from Tim Smith
    October 26th, 2026 07:50 PM
    We're pleased to hear that you found the Tim Smith Team at CrossCountry Mortgage, LLC responsive and informative throughout the process, Shemeika. It's great to know that we explained everything clearly.
  • TotalExpert
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    Shakyra B
    Winona, MS
    Posted on October 24th, 2026 02:50 PM
    I had a great experience working with CrossCountry Mortgage. The team was professional, helpful, and patient with me throughout the entire homebuying process. They kept me informed, answered my questions, and helped me through every step, even...
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    Reply from Tim Smith
    October 24th, 2026 03:45 PM
    Thank you for sharing your experience, Shakyra. We're pleased that the Tim Smith Team at CrossCountry Mortgage, LLC were able to guide you through the homebuying process with professionalism and patience. It's wonderful to know our efforts...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Mortgage Bankers Association
    • Ducks Unlimited
    • SMU Parents Association
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • 104578
    Achievements
    • Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
    Hobbies
    • Family
    • Pickleball
    • Fishing
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS