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Tim Smith at CrossCountry Mortgage - Regional Manager/Senior Loan Officer | NMLS #104578 in Memphis, TN
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Tim Smith at CrossCountry Mortgage

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Regional Manager/Senior Loan Officer | NMLS #10457...

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM(Open now)
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Reviews from Web
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    MATTIE J
    Posted on August 8th, 2026 04:34 AM
    When you mention Tim Smith and the Cross Country Mortgage Team, I say a Godsend. Our wonderful Realtor, Theresa Lucas, referred us to Tim Smith. She said that if Tim Smith can't get us approved, then it can't be done. She expressed that he...
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    Reply from Tim Smith
    August 8th, 2026 09:21 PM
    Thank you, Mattie, for sharing your positive experience with the Tim Smit Team at CrossCountry Mortgage. It's wonderful to hear that Theresa Lucas' referral led you to us and that we could assist in securing your forever home. We're grateful...
    read more
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    Metrico V
    Posted on May 1st, 2026 07:55 PM
    If you want to get to CLOSING DAY, Tim Smith’s Team is the Way!I had an outstanding experience working with Cross Country Mortgage, specifically Tim Smith’s Team, during my recent home purchase. They were truly exceptional—extremely knowledgeable,...
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    Reply from Owner
    May 7th, 2026 02:06 PM
    Thank you, Metrico, for sharing your positive experience with the Tim Smith Team at CrossCountry Mortgage. We're pleased to hear that the process was smooth and well-managed, and that our team's communication and support were helpful throughout...
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    Demetris S
    Posted on June 11th, 2025 05:37 PM
    My husband and I recently purchased our first home and worked with CrossCountry Mortgage for our mortgage. From start to finish, the process was smooth, and the team made everything easy to understand, especially for a first-time buyer like...
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    Reply from Tim Smith
    June 11th, 2025 05:54 PM
    thank you Demetris!
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    Phillip N
    Posted on August 13th, 2026 01:22 PM
    Always friendly and available.
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    Phillip N
    Bartlett, TN
    Posted on August 13th, 2026 01:21 PM
    Always available and friendly.
    Reply from Tim Smith
    August 13th, 2026 04:13 PM
    Thank you for sharing your experience, Phillip. We're pleased to hear that the Tim Smith Team was always available and friendly during your interactions. If there's anything else we can assist you with, don't hesitate to reach out.
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    Aequanette R
    Posted on August 11th, 2026 09:28 PM
    Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Aequanette R
    Reply from Owner
    August 13th, 2026 04:15 PM
    Thank you for the great rating, Aequanette. We appreciate your support and are here if you need anything else.
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    Aequanette J
    Byhalia, MS
    Posted on August 11th, 2026 09:28 PM
    Very patient. My life is very busy right now. They called a texted and emailed reminders, so I would stay on track. Thanks Team
    Reply from Tim Smith
    August 13th, 2026 04:15 PM
    We appreciate your kind words, Aequanette. It's good to know that our reminders helped keep you on track during your busy time. If you need any further assistance, please feel free to reach out.
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    Antika B
    Posted on August 7th, 2026 01:48 PM
    WONDERFUL!! Glad I have them.
    Reply from Owner
    August 8th, 2026 09:19 PM
    We appreciate your kind words, Antika. It's great to know that you're happy with the Tim Smith Team's services at CrossCountry Mortgage. If there's anything more we can do for you, please let us know.
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    Antika B
    Memphis, TN
    Posted on August 7th, 2026 01:47 PM
    Everything was awesome. Im happy and excited. Thanks for everthing ! Everyone was so helpful and worked with me to make sure everything was done and ON TIME so thank you!! Great team!!
    Reply from Tim Smith
    August 7th, 2026 07:46 PM
    We appreciate your kind words, Antika. It's great to hear that you found the Tim Smith Team helpful and efficient. Thank you for choosing CrossCountry Mortgage, LLC, and we hope to assist you again in the future!
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    Will M
    Posted on August 1st, 2026 08:13 PM
    Tim amd his colleagues went above and beyond for me and my wife.
    Reply from Owner
    August 3rd, 2026 03:34 PM
    Thank you, Will, for sharing your experience with the Tim Smith Team. We're happy to have helped you purchase a new home in Desoto County! If you need any further assistance, we're here to help.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    What is the Search Rank Score®?
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    Memberships
    • Mortgage Bankers Association
    • Ducks Unlimited
    • SMU Parents Association
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • 104578
    Achievements
    • Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
    Hobbies
    • Family
    • Pickleball
    • Fishing
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS