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Tim Smith at CrossCountry Mortgage
Regional Manager/Senior Loan Officer | NMLS #10457...

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM(Open now)
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Reviews from Web
When you mention Tim Smith and the Cross Country Mortgage Team, I say a Godsend. Our wonderful Realtor, Theresa Lucas, referred us to Tim Smith. She said that if Tim Smith can't get us approved, then it can't be done. She expressed that he...
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Reply from Tim Smith
August 8th, 2026 09:21 PM
Thank you, Mattie, for sharing your positive experience with the Tim Smit Team at CrossCountry Mortgage. It's wonderful to hear that Theresa Lucas' referral led you to us and that we could assist in securing your forever home. We're grateful...
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If you want to get to CLOSING DAY, Tim Smith’s Team is the Way!I had an outstanding experience working with Cross Country Mortgage, specifically Tim Smith’s Team, during my recent home purchase. They were truly exceptional—extremely knowledgeable,...
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Reply from Owner
May 7th, 2026 02:06 PM
Thank you, Metrico, for sharing your positive experience with the Tim Smith Team at CrossCountry Mortgage. We're pleased to hear that the process was smooth and well-managed, and that our team's communication and support were helpful throughout...
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My husband and I recently purchased our first home and worked with CrossCountry Mortgage for our mortgage. From start to finish, the process was smooth, and the team made everything easy to understand, especially for a first-time buyer like...
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Reply from Tim Smith
June 11th, 2025 05:54 PM
thank you Demetris!
Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Laith E
Reply from Owner
October 19th, 2026 02:35 PM
Thank you for your positive rating, Laith. We're pleased to know that the Tim Smith Team at CrossCountry Mortgage, LLC met your expectations.
Tim Smith and his team were very helpful and answered all my questions. The process towards getting my loan was very smooth.
Reply from Tim Smith
October 19th, 2026 02:35 PM
We're pleased to hear that the Tim Smith Team were helpful in answering all your questions, Laith. It's great to know that your loan process with CrossCountry Mortgage, LLC was smooth.
Overall, the application process was relatively easy. I provided great ratings because the team was able to my closing together ahead of schedule. Communication could use a lot of improvement though. Not everyone is well versed in the mortgage...
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Reply from Tim Smith
October 5th, 2026 03:53 PM
Thank you for sharing your experience, Tosha. We're pleased that the application process was easy and that the Tim Smith Team at CrossCountry Mortgage, LLC managed to close ahead of schedule. We appreciate your feedback on communication and...
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The typical process flow of the documentation is overwelming at times, but Tim's team make it feel very manageable. Thank you for allowing this process not to creap too far into my work hours.
Reply from Tim Smith
October 5th, 2026 03:54 PM
We're pleased to hear that Tim Smith's team at CrossCountry Mortgage, LLC was able to make the documentation process feel manageable, Roger. It's important to us that your work hours were respected, and we appreciate your feedback.
It was a little rough in the middle of the process,but it worked out
Reply from Tim Smith
September 29th, 2026 11:40 PM
We're grateful for your feedback, Keith. We're pleased to know that despite some challenges, everything worked out in the end with the Tim Smith Team at CrossCountry Mortgage, LLC. If there’s anything you’d like to discuss further, please feel...
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The efficiency was great! everything was right on schedule and accurate.
Reply from Tim Smith
September 25th, 2026 04:24 PM
thanks Tressure!
Sierra, Tim and all the team members were very helpful and kind when dealing with us.
Reply from Tim Smith
September 25th, 2026 04:27 PM
We're grateful to hear that the Tim Smith Team at CrossCountry Mortgage, LLC was helpful and kind during your experience, Isaac. Thank you for sharing your positive feedback with us!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Mortgage Bankers Association
- Ducks Unlimited
- SMU Parents Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 104578
Awards
Achievements
- Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
Hobbies
- Family
- Pickleball
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095