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Tim Smith at CrossCountry Mortgage
Regional Manager/Senior Loan Officer | NMLS #10457...

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM(Open now)
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Reviews from Web
When you mention Tim Smith and the Cross Country Mortgage Team, I say a Godsend. Our wonderful Realtor, Theresa Lucas, referred us to Tim Smith. She said that if Tim Smith can't get us approved, then it can't be done. She expressed that he...
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Reply from Tim Smith
August 8th, 2026 09:21 PM
Thank you, Mattie, for sharing your positive experience with the Tim Smit Team at CrossCountry Mortgage. It's wonderful to hear that Theresa Lucas' referral led you to us and that we could assist in securing your forever home. We're grateful...
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If you want to get to CLOSING DAY, Tim Smith’s Team is the Way!I had an outstanding experience working with Cross Country Mortgage, specifically Tim Smith’s Team, during my recent home purchase. They were truly exceptional—extremely knowledgeable,...
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Reply from Owner
May 7th, 2026 02:06 PM
Thank you, Metrico, for sharing your positive experience with the Tim Smith Team at CrossCountry Mortgage. We're pleased to hear that the process was smooth and well-managed, and that our team's communication and support were helpful throughout...
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My husband and I recently purchased our first home and worked with CrossCountry Mortgage for our mortgage. From start to finish, the process was smooth, and the team made everything easy to understand, especially for a first-time buyer like...
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Reply from Tim Smith
June 11th, 2025 05:54 PM
thank you Demetris!
Always friendly and available.
Always available and friendly.
Reply from Tim Smith
August 13th, 2026 04:13 PM
Thank you for sharing your experience, Phillip. We're pleased to hear that the Tim Smith Team was always available and friendly during your interactions. If there's anything else we can assist you with, don't hesitate to reach out.
Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Aequanette R
Reply from Owner
August 13th, 2026 04:15 PM
Thank you for the great rating, Aequanette. We appreciate your support and are here if you need anything else.
Very patient. My life is very busy right now. They called a texted and emailed reminders, so I would stay on track. Thanks Team
Reply from Tim Smith
August 13th, 2026 04:15 PM
We appreciate your kind words, Aequanette. It's good to know that our reminders helped keep you on track during your busy time. If you need any further assistance, please feel free to reach out.
WONDERFUL!! Glad I have them.
Reply from Owner
August 8th, 2026 09:19 PM
We appreciate your kind words, Antika. It's great to know that you're happy with the Tim Smith Team's services at CrossCountry Mortgage. If there's anything more we can do for you, please let us know.
Everything was awesome. Im happy and excited. Thanks for everthing ! Everyone was so helpful and worked with me to make sure everything was done and ON TIME so thank you!! Great team!!
Reply from Tim Smith
August 7th, 2026 07:46 PM
We appreciate your kind words, Antika. It's great to hear that you found the Tim Smith Team helpful and efficient. Thank you for choosing CrossCountry Mortgage, LLC, and we hope to assist you again in the future!
Tim amd his colleagues went above and beyond for me and my wife.
Reply from Owner
August 3rd, 2026 03:34 PM
Thank you, Will, for sharing your experience with the Tim Smith Team. We're happy to have helped you purchase a new home in Desoto County! If you need any further assistance, we're here to help.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Mortgage Bankers Association
- Ducks Unlimited
- SMU Parents Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 104578
Awards
Achievements
- Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
Hobbies
- Family
- Pickleball
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095