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Tim Smith at CrossCountry Mortgage
Regional Manager/Senior Loan Officer | NMLS #10457...

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
When you mention Tim Smith and the Cross Country Mortgage Team, I say a Godsend. Our wonderful Realtor, Theresa Lucas, referred us to Tim Smith. She said that if Tim Smith can't get us approved, then it can't be done. She expressed that he...
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Reply from Tim Smith
August 8th, 2026 09:21 PM
Thank you, Mattie, for sharing your positive experience with the Tim Smit Team at CrossCountry Mortgage. It's wonderful to hear that Theresa Lucas' referral led you to us and that we could assist in securing your forever home. We're grateful...
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If you want to get to CLOSING DAY, Tim Smith’s Team is the Way!I had an outstanding experience working with Cross Country Mortgage, specifically Tim Smith’s Team, during my recent home purchase. They were truly exceptional—extremely knowledgeable,...
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Reply from Owner
May 7th, 2026 02:06 PM
Thank you, Metrico, for sharing your positive experience with the Tim Smith Team at CrossCountry Mortgage. We're pleased to hear that the process was smooth and well-managed, and that our team's communication and support were helpful throughout...
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My husband and I recently purchased our first home and worked with CrossCountry Mortgage for our mortgage. From start to finish, the process was smooth, and the team made everything easy to understand, especially for a first-time buyer like...
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Reply from Tim Smith
June 11th, 2025 05:54 PM
thank you Demetris!
Great communication
Reply from Owner
November 10th, 2026 05:47 PM
I'm pleased to hear you appreciated the communication, Lakeisha. At CrossCountry Mortgage, ensuring a smooth and clear process is important to me.
Dalton was great. He communicated every step of the way. When anything changed or any issues arised he communicated them to me immediately and helped me solve the problem .
Reply from Tim Smith
November 2nd, 2026 06:27 PM
It's wonderful to hear that Dalton provided such effective communication and support throughout your experience, Lakeisha. We're pleased that you found his assistance helpful in resolving any issues that arose. Thank you for sharing your positive...
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Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Terney S
Reply from Owner
November 2nd, 2026 06:27 PM
Thank you for giving Tim Smith at CrossCountry Mortgage, LLC a perfect rating, Terney. We're grateful for your support and pleased to have been part of your experience.
I had a great experience! Everyone was so willing to help and very helpful throughout the entire process. They moved at a fast pace and were always there to answer any questions or address any concerns. I really appreciate everyone making the...
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Reply from Tim Smith
October 31st, 2026 08:50 PM
We are pleased to hear that you had a great experience, Terney. It’s wonderful to know the Tim Smith Team at CrossCountry Mortgage, LLC were helpful and responsive throughout the process. If you have any more questions or need further assistance,...
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Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Shemeika J
Reply from Owner
October 31st, 2026 08:51 PM
Thank you for the perfect rating, Shemeika. We're happy to know that your experience with the Tim Smith Team at CrossCountry Mortgage, LLC was a positive one.
Everyone was very responsive throughout the entire process . They explained what was going on and why certain processes needed to take place !
Reply from Tim Smith
October 26th, 2026 07:50 PM
We're pleased to hear that you found the Tim Smith Team at CrossCountry Mortgage, LLC responsive and informative throughout the process, Shemeika. It's great to know that we explained everything clearly.
I had a great experience working with CrossCountry Mortgage. The team was professional, helpful, and patient with me throughout the entire homebuying process. They kept me informed, answered my questions, and helped me through every step, even...
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Reply from Tim Smith
October 24th, 2026 03:45 PM
Thank you for sharing your experience, Shakyra. We're pleased that the Tim Smith Team at CrossCountry Mortgage, LLC were able to guide you through the homebuying process with professionalism and patience. It's wonderful to know our efforts...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Mortgage Bankers Association
- Ducks Unlimited
- SMU Parents Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 104578
Awards
Achievements
- Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
Hobbies
- Family
- Pickleball
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095