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Tim Smith at CrossCountry Mortgage
Regional Manager/Senior Loan Officer | NMLS #10457...

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Reviews from Web
When you mention Tim Smith and the Cross Country Mortgage Team, I say a Godsend. Our wonderful Realtor, Theresa Lucas, referred us to Tim Smith. She said that if Tim Smith can't get us approved, then it can't be done. She expressed that he...
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Reply from Tim Smith
August 8th, 2026 09:21 PM
Thank you, Mattie, for sharing your positive experience with the Tim Smit Team at CrossCountry Mortgage. It's wonderful to hear that Theresa Lucas' referral led you to us and that we could assist in securing your forever home. We're grateful...
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If you want to get to CLOSING DAY, Tim Smith’s Team is the Way!I had an outstanding experience working with Cross Country Mortgage, specifically Tim Smith’s Team, during my recent home purchase. They were truly exceptional—extremely knowledgeable,...
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Reply from Owner
May 7th, 2026 02:06 PM
Thank you, Metrico, for sharing your positive experience with the Tim Smith Team at CrossCountry Mortgage. We're pleased to hear that the process was smooth and well-managed, and that our team's communication and support were helpful throughout...
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My husband and I recently purchased our first home and worked with CrossCountry Mortgage for our mortgage. From start to finish, the process was smooth, and the team made everything easy to understand, especially for a first-time buyer like...
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Reply from Tim Smith
June 11th, 2025 05:54 PM
thank you Demetris!
It was a little rough in the middle of the process,but it worked out
Reply from Tim Smith
September 29th, 2026 11:40 PM
We're grateful for your feedback, Keith. We're pleased to know that despite some challenges, everything worked out in the end with the Tim Smith Team at CrossCountry Mortgage, LLC. If there’s anything you’d like to discuss further, please feel...
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The efficiency was great! everything was right on schedule and accurate.
Reply from Tim Smith
September 25th, 2026 04:24 PM
thanks Tressure!
Sierra, Tim and all the team members were very helpful and kind when dealing with us.
Reply from Tim Smith
September 25th, 2026 04:27 PM
We're grateful to hear that the Tim Smith Team at CrossCountry Mortgage, LLC was helpful and kind during your experience, Isaac. Thank you for sharing your positive feedback with us!
Tim did an amazing job with communication.
Reply from Tim Smith
September 21st, 2026 02:44 PM
We're pleased to hear that Tim did a great job with communication, Randell. At CrossCountry Mortgage, LLC, we strive to ensure our clients have a positive experience. Thank you for sharing your feedback!
Tim Smith and his team made this experience the most enjoyable moment of my life! 1st time homebuyer and no stress!
Reply from Owner
September 21st, 2026 02:45 PM
We're pleased to hear that the Tim Smith Team at CrossCountry Mortgage, LLC made your first homebuying experience so enjoyable, Destiny. It's wonderful to know that the process was stress-free for you.
Although I am a first time home buyer and have nothing to compare it to; the horror stories about the underwriting process and timeline scare you. Tim and his team made my experience a breeze, I honestly had no worries and no questions they...
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Reply from Tim Smith
September 18th, 2026 08:18 PM
We're pleased to hear that the Tim Smith Team at CrossCountry Mortgage, LLC was able to make your first home buying experience smooth and worry-free, Destiny. It's wonderful that all your questions were addressed promptly, easing any concerns...
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as a sellers agent, we sometimes dont get a sense of how the loan is progressing. we were kept informed the whole time
Reply from Tim Smith
September 16th, 2026 08:27 PM
We're pleased to hear that, as a seller's agent, you felt well-informed throughout the loan process, Randy. The Tim Smith Team at CrossCountry Mortgage, LLC, strives to keep everyone updated and we're glad our team met your expectations.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Mortgage Bankers Association
- Ducks Unlimited
- SMU Parents Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 104578
Awards
Achievements
- Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
Hobbies
- Family
- Pickleball
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095