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Tim Smith at CrossCountry Mortgage - Regional Manager/Senior Loan Officer | NMLS #104578 in Memphis, TN
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Tim Smith at CrossCountry Mortgage

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Regional Manager/Senior Loan Officer | NMLS #10457...

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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95%
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4%
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Reviews from Web
  • write_review_unverified
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    MATTIE J
    Posted on August 8th, 2026 04:34 AM
    When you mention Tim Smith and the Cross Country Mortgage Team, I say a Godsend. Our wonderful Realtor, Theresa Lucas, referred us to Tim Smith. She said that if Tim Smith can't get us approved, then it can't be done. She expressed that he...
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    Reply from Tim Smith
    August 8th, 2026 09:21 PM
    Thank you, Mattie, for sharing your positive experience with the Tim Smit Team at CrossCountry Mortgage. It's wonderful to hear that Theresa Lucas' referral led you to us and that we could assist in securing your forever home. We're grateful...
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    Metrico V
    Posted on May 1st, 2026 07:55 PM
    If you want to get to CLOSING DAY, Tim Smith’s Team is the Way!I had an outstanding experience working with Cross Country Mortgage, specifically Tim Smith’s Team, during my recent home purchase. They were truly exceptional—extremely knowledgeable,...
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    Reply from Owner
    May 7th, 2026 02:06 PM
    Thank you, Metrico, for sharing your positive experience with the Tim Smith Team at CrossCountry Mortgage. We're pleased to hear that the process was smooth and well-managed, and that our team's communication and support were helpful throughout...
    read more
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    Demetris S
    Posted on June 11th, 2025 05:37 PM
    My husband and I recently purchased our first home and worked with CrossCountry Mortgage for our mortgage. From start to finish, the process was smooth, and the team made everything easy to understand, especially for a first-time buyer like...
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    Reply from Tim Smith
    June 11th, 2025 05:54 PM
    thank you Demetris!
  • TotalExpert
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    Keith J
    Memphis, TN
    Posted on September 27th, 2026 04:18 AM
    It was a little rough in the middle of the process,but it worked out
    Reply from Tim Smith
    September 29th, 2026 11:40 PM
    We're grateful for your feedback, Keith. We're pleased to know that despite some challenges, everything worked out in the end with the Tim Smith Team at CrossCountry Mortgage, LLC. If there’s anything you’d like to discuss further, please feel...
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  • TotalExpert
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    Tressure F
    Memphis, TN
    Posted on September 24th, 2026 09:18 PM
    The efficiency was great! everything was right on schedule and accurate.
    Reply from Tim Smith
    September 25th, 2026 04:24 PM
    thanks Tressure!
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    Isaac E
    Cordova, TN
    Posted on September 24th, 2026 03:12 PM
    Sierra, Tim and all the team members were very helpful and kind when dealing with us.
    Reply from Tim Smith
    September 25th, 2026 04:27 PM
    We're grateful to hear that the Tim Smith Team at CrossCountry Mortgage, LLC was helpful and kind during your experience, Isaac. Thank you for sharing your positive feedback with us!
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    Randell R
    Memphis, TN
    Posted on September 20th, 2026 10:20 PM
    Tim did an amazing job with communication.
    Reply from Tim Smith
    September 21st, 2026 02:44 PM
    We're pleased to hear that Tim did a great job with communication, Randell. At CrossCountry Mortgage, LLC, we strive to ensure our clients have a positive experience. Thank you for sharing your feedback!
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    Destiny Y
    Posted on September 18th, 2026 07:45 PM
    Tim Smith and his team made this experience the most enjoyable moment of my life! 1st time homebuyer and no stress!
    Reply from Owner
    September 21st, 2026 02:45 PM
    We're pleased to hear that the Tim Smith Team at CrossCountry Mortgage, LLC made your first homebuying experience so enjoyable, Destiny. It's wonderful to know that the process was stress-free for you.
  • TotalExpert
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    Destiny Y
    Olive Branch, MS
    Posted on September 18th, 2026 07:44 PM
    Although I am a first time home buyer and have nothing to compare it to; the horror stories about the underwriting process and timeline scare you. Tim and his team made my experience a breeze, I honestly had no worries and no questions they...
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    Reply from Tim Smith
    September 18th, 2026 08:18 PM
    We're pleased to hear that the Tim Smith Team at CrossCountry Mortgage, LLC was able to make your first home buying experience smooth and worry-free, Destiny. It's wonderful that all your questions were addressed promptly, easing any concerns...
    read more
  • TotalExpert
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    Randy C
    Lamar, MS
    Posted on September 16th, 2026 07:25 PM
    as a sellers agent, we sometimes dont get a sense of how the loan is progressing. we were kept informed the whole time
    Reply from Tim Smith
    September 16th, 2026 08:27 PM
    We're pleased to hear that, as a seller's agent, you felt well-informed throughout the loan process, Randy. The Tim Smith Team at CrossCountry Mortgage, LLC, strives to keep everyone updated and we're glad our team met your expectations.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Mortgage Bankers Association
    • Ducks Unlimited
    • SMU Parents Association
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Central Standard Time (CST)
    Licenses
    • 104578
    Achievements
    • Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
    Hobbies
    • Family
    • Pickleball
    • Fishing
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS