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Tim Smith at CrossCountry Mortgage
Regional Manager/Senior Loan Officer | NMLS #10457...

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Everything was great from start to finish.
Reply from Tim Smith
April 8th, 2025 07:32 PM
thanks Edward!
Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Jakovis S
Reply from Owner
November 13th, 2025 03:59 AM
thank you!
The staff was so professional with informating and giving me step by step on my process easier. Being that this was my first buying a home the crew made this process a breeze
Reply from Tim Smith
April 7th, 2025 08:26 PM
thanks Jakovis!
Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Manetane47
Reply from Owner
November 13th, 2025 03:59 AM
thank you!
Wonderful experience I really appreciate the clarity in the process
Reply from Tim Smith
April 7th, 2025 08:27 PM
thanks Marcus!
Tim Smith at CrossCountry Mortgage has received a review with 5 star rating from Chris J
Reply from Owner
November 13th, 2025 03:59 AM
thank you!
Cross County Moortgage was very helpful and patient with me thru the whole house buying process
Reply from Tim Smith
March 30th, 2025 02:45 PM
thanks Chris!
Tim and team were always available to answer any questions and made the entire loan process easy.
Reply from Tim Smith
March 25th, 2025 11:30 PM
thank you Jennifer!
Tim and his team listened to all of my concerns . The responded to all of my questions in a timely and appropriate manner . They checked in with me and made me feel like I was not alone in this process.
Reply from Tim Smith
March 23rd, 2025 03:38 PM
thank you Tiffany! We enjoyed working with you!
I wwould love to thank Tim and his team of Cross Country Mortgage for their hardwork that was put into helping me make my dream of becoming a home owner a reality! Big thank yous to Tim, Alex, Christian, and Stephanie!
Reply from Tim Smith
March 21st, 2025 11:37 PM
thank you Shanicka! We hope you enjoy your new home!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Memphis, TN. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #104578 | Branch NMLS #1973132
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Mortgage Bankers Association
- Ducks Unlimited
- SMU Parents Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 104578
Awards
Achievements
- Recognized Nationally as Top 1% Most Loans Closed, Top FHA loan producer, Top 1% Volume Producer
Hobbies
- Family
- Pickleball
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095