

The Ray Mortgage Team
Area Manager | NMLS# 219478

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
You guys were seriously fantastic. I couldn’t have asked for a better group of people to help us out. You all were efficient, fast at replying, and extremely kind and so helpful. I couldn’t have done it without all of you. Thank you for simply...
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The parameters for my loan were never discussed. I had no say in choosing the down payment, interest rate, etc. The results were presented to me in a 'take it or leave it' manner.
As a first time home buyer there was a lot I did not know about the process and I feel like a lot of the information I got I either had to ask multiple questions to get that information or it was given to me when an issue came up. The communication...
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Reply from Tim Ray
August 30th, 2022 10:05 PM
Hi Tayler, I am sorry you were not satisfied with our communication of the Homebuyer education class as I know that can be a time consuming process. The reason why it was not initially on the list of items to do is before contract we were not...
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Very helpful and understanding team who quickly answered all of my questions and really helped me through the process
Reply from Tim Ray
August 31st, 2022 12:05 AM
Thank you so much Mackenzie! As a first time home buyer we know the process can be overwhelming. You made our jobs easy, and I hope you enjoy your new home! We are so excited for you! If you need anything we will always be here for you. Tim...
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Tim and Jennifer were awesome to work with. Friendly, knowledgeable, and made me feel at piece being on top of every stage of my loan process. Thx!! I will certainly recommend you to friends!
Reply from Tim Ray
August 31st, 2022 12:16 AM
Hi Carrie....we are so excited for you buying a beautiful place on the beach! We really appreciate the kind words and Jenn and the team loved working with you during the process. I just wish I could flown down there to be at the closing. :)...
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You were all very helpful. Thank you so much.
attention to detail, timely follow up, very helpful explaining things
They made the process as easy as possible with my complicated refinance from a construction loan.
Great communication, always willing to answer any questions I had.
Easy... fast.... friendly!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Fairway Independent Mortgage Corporation - Producing Area ManagerMar 1st, 2014 - Current
Memberships
- CMLA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 219478
- Colorado, California, Florida,Texas
- Fairway Independent Mortgage Corporation NMLS #2289
Hobbies
- Basketball
- Golf
- Vacationing
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures