

Tim Howard-Loan Officer
Loan Officer | NMLS# 1328411
Sr. Loan Officer & Reverse Mortgage Specialist
I have over 20 years of experience in the mortgage industry, and a well trusted Mortgage Loan Officer dedicated to helping my clients navigate the home financing process with confidence and cla... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
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Reviews from Web
Had a good experience and all my questions answered couldn’t have asked for more.
Reply from Tim Howard-Loan Officer
August 17th, 2026 02:51 PM
Congratulations again sir! Pleasure to work with you and excited for this new chapter for you!
Tim and his team were awesome to work with! They pulled off the impossible in an unimaginable timeline! It was an unbelievable experience, and we THANK GOD every day that we found him!!
Reply from Tim Howard-Loan Officer
October 5th, 2026 06:13 PM
I'm pleased to hear that you had such a positive experience, Floyd. It was truly a pleasure working with you and I'm glad we could achieve your goals within the timeline. Thank you for your kind words!
Friendly, great communicator, and always willing to help out!
Reply from Tim Howard-Loan Officer
July 1st, 2026 02:10 PM
William, I appreciate your kind words! I'm glad to hear that you found my communication and assistance helpful. Thank you for your support!
As a business owner I was always told buying a house would be incredibly hard. But the minute I started communicating with Tim I knew that it’s was not going to be difficult. From the beginning to the end, Tim made things easy. Great communication,...
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Reply from Tim Howard-Loan Officer
April 29th, 2026 01:15 PM
Thank you, Cassie, for your kind words. I'm glad to hear that your home buying experience was smooth and that you felt supported throughout the process. It was a pleasure working with you, and I'm grateful to have been part of your journey....
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I had an excellent experience working with Tim. He was incredibly responsive and knowledgeable, and took the time to clearly explain each step of the process, making what could have been a very stressful experience feel manageable and straightforward....
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Reply from Tim Howard-Loan Officer
October 5th, 2026 06:13 PM
I'm really pleased to hear about your positive experience, Amity. It was great to work with you and ensure the loan process felt manageable. Thank you for your kind words and recommendation!
We worked with Tim for almost year trying to get the right home for us. He went through it all with us. His dedication and knowledge was above and beyond. Tim made things easier to understand and was always straight forward, which is something...
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Reply from Tim Howard
March 18th, 2026 02:50 PM
Thank you Donicca! So happy to help and be a part of your journey to owning your first home. Wishing you all the best.
Tim Howard and his team were absolutely outstanding to work with during our recent real estate transaction. From start to finish, they were responsive, knowledgeable, and incredibly professional. Communication was seamless, and they kept everyone...
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Reply from Tim Howard
March 18th, 2026 01:49 PM
I'm genuinely grateful for your kind words, Tania. It was a pleasure assisting you with your real estate transaction. I'm glad to hear that the experience was smooth and stress-free for you. Your feedback on our communication and dedication...
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Tim is the best. Very fast communication, professional, and very detailed orientated.
Reply from Tim Howard
March 16th, 2026 05:38 PM
An absolute pleasure working with you sir!! Wishing you all the best in your new home and appreciate you!
Great communication, easy process, had no issues
Reply from Tim Howard-Loan Officer
October 7th, 2026 04:32 PM
I'm pleased to hear that you found the communication great and the process easy, Megan. It's wonderful to know that everything went smoothly for you. If you have any future needs or questions, feel free to reach out.
Experience was amazing
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About
Sr. Loan Officer & Reverse Mortgage Specialist
I have over 20 years of experience in the mortgage industry, and a well trusted Mortgage Loan Officer dedicated to helping my clients navigate the home financing process with confidence and clarity. I have successfully guided first-time homebuyers, seasoned homeowners, veterans, and real estate investors through thousands of mortgage transactions. I am licensed in Arkansas (AR), Colorado (CO), Florida (FL), Kansas (KS), Nebraska (NE), Texas (TX), and Tennessee (TN), I have a broad, multi-state perspective and a strong understanding of diverse lending markets.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
Reverse Mortgage
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1328411
Hobbies
- Boating
- Fishing
- Enjoying the Beach
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immediately return this communication to the sender and delete the original message and any copy in your possession. Equal Housing Lender.