

Tim Howard-Loan Officer
Loan Officer | NMLS# 1328411
Sr. Loan Officer & Reverse Mortgage Specialist
I have over 20 years of experience in the mortgage industry, and a well trusted Mortgage Loan Officer dedicated to helping my clients navigate the home financing process with confidence and cla... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
Sat
9 AM to 5 PM
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Reviews from Web
Works hard and is friendly and awesome to work with.
Reply from John Miller
March 11th, 2026 09:13 AM
Happy NEW YEAR 🌳2024, my honest and sincere apologies for invading your privacy abruptly. Well I was going through a page when I came across your profile, I was fascinated and became interested in knowing you🍀🍀🍀. I tried sending you a friend...
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Tim is the Best. A Pleasure to know and a guy that will work hard for you.
Reply from Paul Lacamera
March 11th, 2026 09:13 AM
Life is beautiful when you have the right family, people, and friends around you. I know you don't know me, but I hope you are aware that every good friend you have today was once a stranger? Sometimes we meet someone new and feel like we have...
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Tim Howard was the first person I thought of when I needed a mortgage for my new home. I'd worked with Tim for many years in another industry and was sad that he went back to mortgage lending. That is, until I needed his services for my new...
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Tim was amazing to work with. He responded quickly to e-mails and messages. He is extremely knowledgeable and was able to answer our many, many questions. There are so many hoops that one has to jump through for a home loan and Tim made our...
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Tim puts his head and heart into what he does. During such a stressful time of purchasing and selling a home, Tim put me at ease every step of the way. Not only did I close on time but he was at each of my closings, walked me through everything...
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About
Sr. Loan Officer & Reverse Mortgage Specialist
I have over 20 years of experience in the mortgage industry, and a well trusted Mortgage Loan Officer dedicated to helping my clients navigate the home financing process with confidence and clarity. I have successfully guided first-time homebuyers, seasoned homeowners, veterans, and real estate investors through thousands of mortgage transactions. I am licensed in Arkansas (AR), Colorado (CO), Florida (FL), Kansas (KS), Nebraska (NE), Texas (TX), and Tennessee (TN), I have a broad, multi-state perspective and a strong understanding of diverse lending markets.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Bridge Loans
Reverse Mortgage
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 1328411
Hobbies
- Boating
- Fishing
- Enjoying the Beach
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Disclaimer
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If you are not the intended recipient, you are hereby notified that any use of the information contained in or transmitted with the communication or
dissemination, distribution, or copying of this communication is strictly prohibited by law. If you have received this communication in error, please
immediately return this communication to the sender and delete the original message and any copy in your possession. Equal Housing Lender.