

Tim Bertram
Sr. Loan Officer | NMLS #132480

At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on refer... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Tim Bertram has received a review with 5 star rating from Miranda H
Reply from Owner
May 16th, 2025 01:07 PM
Thank You, Miranda!
Tim is very good with keeping in contact. If you have a question,it doesn't go unanswered for days. He asks lots of questions to make sure you get the best deal.
Reply from Tim Bertram
May 16th, 2025 01:07 PM
I'm glad to hear that you found my communication effective and that I could assist in securing the best deal for you. Thank you for your feedback, Miranda. If you have any more questions or need further assistance, please feel free to reach...
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Tim Bertram has received a review with 5 star rating from Tiffany
Reply from Owner
May 16th, 2025 01:07 PM
Thank You!
Great experience.
Reply from Tim Bertram
July 25th, 2024 02:29 PM
Thank you for your positive feedback, Tiffany! I'm glad you had a great experience with HMA Mortgage. Your satisfaction is my top priority, and I'm pleased to know I could make your mortgage process smooth. Your rating of 4.25 stars inspires...
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Tim was extremely great to work with, he kept me up to date constantly on this transaction and I was even on the other side of this deal. Had he not, I don’t know what I would have done as communication from the other agent was very limited....
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Reply from Tim Bertram
July 23rd, 2024 02:17 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Everyone we talked to was very helpful and any questions asked where responded to quickly. The app was great as well. Helped keep everything moving along.
Reply from Tim Bertram
July 23rd, 2024 01:09 PM
It was great working with you. Thanks again for putting your trust in us.
Great communication through the whole process
Reply from Tim Bertram
July 22nd, 2024 12:43 PM
It was great working with you. Thanks again for putting your trust in us.
Every on I spoke with was very professional and kind. It was a pleasure
Reply from Tim Bertram
July 5th, 2024 01:29 PM
I enjoyed working with you. Thanks for the great feedback.
Quick and easy process. Great communication!
Reply from Tim Bertram
July 23rd, 2024 08:46 PM
I'm really pleased to hear that you found the process quick and easy, Amee. Your feedback is important to us at HMA Mortgage. We strive for excellent communication and I'm glad I could provide that experience for you. Thank you for your high...
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Tim and his team always had clear communication and answered all my questions that I had. They were a pleasure to work with!
Reply from Tim Bertram
June 18th, 2024 12:30 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
At HMA Mortgage we take pride in offering our clients a turn-key process. We communicate during every step of the loan process, so our realtor partners and customers are always aware of the status of their transaction. We follow up on referrals and provide feedback, so our realtor partners can be prompt and efficient in communication with their customers, same day. HMA Mortgage Partner Core Values: Integrity, Grit, Accountability, Service, Humility, and Speed of Response.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
residential mortgage3s purchase and refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #132480
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity