Thomas Stewart
Branch Manager
Tom Stewart is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Thomas is professional, friendly and efficient.
Reply from Thomas Stewart
April 20th, 2026 07:48 PM
Thank you for your kind words, Ashton. I'm pleased to hear that you found my approach professional, friendly, and efficient. If you ever need further assistance, feel free to reach out.
Efficiency
kindness
Reply from Thomas Stewart
April 6th, 2026 05:44 PM
I appreciate your feedback, Cynthia. It’s great to know that you found the experience efficient and kind. If there's anything more I can assist you with, feel free to reach out.
All my calls were answered quickly, even those I probably should have already known. Tom was great. He was very pleasant and explained things until I understood them. Also he kept in touch to make sure things were going well.
Reply from Thomas Stewart
April 2nd, 2026 01:40 PM
I'm glad to hear that you felt well-supported throughout our communication, Joyce. Ensuring clarity and being available to assist is my priority, so it's rewarding to know that was your experience. Thank you for your kind words, and if you...
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I appreciate everything that you helped us through. Ty
Reply from Thomas Stewart
March 30th, 2026 04:14 PM
Kathryn, it's great to know that my assistance was valuable to you. Thank you for taking the time to share your experience. If you have any more questions or need further assistance, I'm here to help.
Thomas and Vanessa were excellent to work with. Both were very professional and super knowledgeable about the process and were able to give me solid answers as soon as I had any questions or concerns throughout the process. Would 10/10 use...
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Reply from Thomas Stewart
February 23rd, 2026 06:47 PM
I'm glad to hear about your positive experience working with Vanessa and me, Cody. Providing clear information and support throughout the process is important to us, and I'm pleased it resonated with you. Thank you for your willingness to recommend...
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Tom has great energy and enthusiasm. We felt like he went above and beyond to find solutions for us. All around, it was a pleasure working with him.
Reply from Thomas Stewart
December 29th, 2025 02:29 PM
Your feedback means a lot to me. It's rewarding to hear that my enthusiasm and efforts to find solutions made your experience pleasant. Thank you for allowing me to assist you, and should you have further needs, don’t hesitate to reach out.
Tom was so helpful and supportive from the start. We were first time buyers and had a tight closing deadline, and he helped us every step of the way.
Reply from Thomas Stewart
December 24th, 2025 06:35 PM
I appreciate your kind words about your experience as first-time buyers. Understanding the challenges of a tight closing deadline, I’m glad I could provide the support you needed throughout the process. Thank you for putting your trust in me...
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Tom and his team provided exceptional and personal service throughout the entire process. I appreciate the dedication he and his team bring to each interaction.
Reply from Thomas Stewart
November 20th, 2025 09:14 PM
I'm grateful for your appreciation of the service provided. Prioritizing personal and dedicated support is always my goal, and it's heartening to know it resonated with you. Thank you for choosing Waterstone Mortgage, and I’m here if you need...
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You made it very easy for us from the beg to the end. Thamk you
Reply from Thomas Stewart
November 3rd, 2025 05:36 PM
I'm glad to know that you found the process easy from start to finish. Your comfort and understanding are important to me. Thank you for entrusting me with your mortgage needs at Waterstone Mortgage.
Its always been a pleasure working with Tom he always goes above and beyond for his client. he is very responsive and always keeps you in the loop through the entire process all the way to closing. I would 100 % recommend Tom for any mortgage...
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Reply from Thomas Stewart
November 3rd, 2025 06:34 PM
I'm grateful for your kind words and recommendation. It's important to me to go above and beyond for my clients, ensuring clear communication from start to finish. Thank you for your continued trust in handling your mortgage needs at Waterstone...
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About
Tom Stewart is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Tom leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Tom will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #296025
Awards
Disclaimer
State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383.District of Columbia Mortgage Dual Authority Licensee # MLB186434.Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. License #4131185.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions