Thomas Stewart
Branch Manager
Tom Stewart is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
I really appreciate Thomas Stewart he was very helpful throughout the process. I felt very comfortable talking to him and he explained everything to me so clearly. I will highly recommend Thomas to anyone that is looking to purchase a home....
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Very helpful and exp everything that you may have questions about
Reply from Thomas Stewart
June 9th, 2026 04:51 PM
I'm thankful for your feedback, Gary. It's great to know that I could help explain things clearly for you. If you have any more questions, feel free to reach out at any time.
Waterstone was responsive and professional throughout. They made the process smooth and not at all stressful.
Reply from Thomas Stewart
June 9th, 2026 03:54 PM
I'm glad to hear that your experience with Waterstone was smooth and stress-free, Brian. If you ever have any questions or need further assistance, please don't hesitate to reach out.
Tom, was always on top of everything and available if you needed anything.
Thank you for a great experience
Reply from Thomas Stewart
June 3rd, 2026 08:08 PM
Thank you for the kind words, Benjamin. I'm pleased to know that I could be available and helpful throughout your experience. If you ever need anything else, please feel free to reach out.
Tom was so great! He explained everything step by step and made it very easy
Reply from Thomas Stewart
May 20th, 2026 06:56 PM
I'm grateful for your kind words, Melanie. It's nice to know that the step-by-step explanations made the process easy for you. If you need any further assistance, please feel free to reach out.
2nd time using this service and went as well as could be expected
Reply from Thomas Stewart
May 14th, 2026 03:07 PM
I'm happy to hear that your second experience with my service met your expectations, Randall. If there's anything more I can assist you with, please feel free to reach out.
Tom was always on top of responding to any questions I had and no matter the time or day he was always willing to help
Reply from Thomas Stewart
May 12th, 2026 01:38 PM
I'm glad to hear that I could be helpful and responsive to your questions, Curtis. It's important to me to be available whenever you need assistance. If there's anything else I can do for you, please don't hesitate to reach out.
Tom was great to work with -- and worked hard to answer all our questions, hypotheticals, play with numbers, and get us the rate that was the best option for us.
Reply from Thomas Stewart
April 28th, 2026 01:24 PM
I'm thankful for your feedback, Kamilla. It's good to know I could help answer all your questions and find the best rate for you. If you have any more inquiries or need further assistance, please don't hesitate to reach out.
You couldnt pick a better person and copany to organise your mortgage, what Tom doesnt know isnt wrth knowing!! This is the 3rd time weve used Tom and i wouldnt hesitate to recommend him to anyone.Tom and his staff make the whole process from...
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Reply from Thomas Stewart
April 28th, 2026 08:32 PM
I'm pleased to hear that you had a seamless and stress-free experience with us, Simon. It's great to know that you continue to choose me and my team for your mortgage needs. Thank you for your recommendation, and if there's anything else I...
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Thomas is very professional, friendly and efficient.
Reply from Thomas Stewart
April 22nd, 2026 03:04 PM
I'm grateful for your feedback, Richard. It's nice to know you found my approach professional, friendly, and efficient. If you need any further assistance, please feel free to reach out.
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About
Tom Stewart is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Tom leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Tom will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
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428
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #296025
Awards
Disclaimer
State of Kentucky Licensee Exempt.Illinois Residential Mortgage Licensee # MB.6760383.District of Columbia Mortgage Dual Authority Licensee # MLB186434.Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. License #4131185.West Virginia Mortgage Lender Branch License #MLB-2393523.West Virginia Mortgage Broker Branch License #MBB-2393523. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions