Thomas Ray
Branch Manager
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Business Hours
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closed
Sun
closed
Mon
8:30 AM to 5 PM
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Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you Nuriel. I am so glad that I was part of this big step in both of your lives. It was an honor and a pleasure. I hope you have many wonderful memories in your new home!
Thomas was great to work with. He was puntcual and maintained consistent communication throughout the whole process. He actually was able to close the loan a week ahead of schedule!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you for the kind words. You were great to work with as well. I was glad to be part of it.
Very smooth process and was kept up to date on everything.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you, Karl. It is always a pleasure working with you. Your professionalism and experience made it easy.
Thomas' extensive knowledge on lending is standout to other lenders. He is very communicative and prompt to make closing as smooth as possible.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you Melissa for your kind review. We love working with you as well. Your expertise and consideration of what is best for the client makes it a pleasure.
Thomas a d his team are excellent commentators and are on top of the process we actually closed early!!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you Foronda. I am always happy when I get to work with you. Your experience and professionalism are outstanding!
Thomas Ray and his whole staff was great to work with
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you for the 5-star rating! I really enjoyed working with you, and I appreciate your feedback.
The communication and extra help and understanding throughout the process was the main help I needed and I was pleased
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you for the 5-star review! It was a pleasure working with you.
Very easy to work with.
communication on each step of the process from start to close was good .
I would recommend them.
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thank you, I appreciate the kind words. Renee. Working with great agents like you help make it go smoothly. I look forward to working with you again!
Communication and knowledge
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Thanks, Scott. I truly appreciate the review. You were both great to work with and I hope the lake house is as wonderful as it looks. I hope you have many peaceful cups of coffee on the deck looking over the lake.
Thomas Ray and I go way back to the beginning of my real estate career. He has taught me so much on the lending side. He is intelligent, has a ton of experience and is very kind. Always a pleasure to work with him!
Reply from Thomas Ray
June 16th, 2026 07:56 PM
Alice, I love this review! Thank you so much. I always enjoy working with you as well. I feel blessed to be part of your Real Estate team!
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About
Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Mortgage Loan Application Assistance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 171228
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