Guild Mortgage - Thomas Kosta
Senior Loan Officer | NMLS# 291552
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortagage that best fist your dreams and budget. We will work with you every step of the way to ensure a smooth and t...... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
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Reviews from Web
Tom: Was very knowledgeable in every aspect. We had an appraisal that came in low, and Tom updated me quickly so that I could prepare the seller that we needed to make some decisions.
I would not hesitate to refer to Tom Kosta again.
Toms communication.
Reply from Guild Mortgage - Thomas Kosta
June 3rd, 2026 09:29 PM
Thank you, Ellen!
Stuck the landing again. Good job.
Reply from Guild Mortgage - Thomas Kosta
April 28th, 2026 05:41 PM
Thanks for the positive feedback, Andon. I'm glad to know that everything went smoothly for your clients and your team!
Tom Kosta did a great job and put extra effort in to make sure that all went good. He's a swell guy.
Reply from Guild Mortgage - Thomas Kosta
April 24th, 2026 05:56 PM
Thank you for your kind words, Russell. I'm happy to know that my efforts were appreciated and that everything went well. If you need any further assistance, don’t hesitate to get in touch.
Tom and his team was great
Reply from Guild Mortgage - Thomas Kosta
April 13th, 2026 05:48 PM
I'm pleased to hear that you found my team and me great, Wilbur. We strive to provide the best service possible. If you need any further assistance or have questions, feel free to reach out.
Communication and knowledge.
Reply from Thomas Kosta
March 13th, 2026 04:24 PM
I'm glad to hear that you appreciated the communication and knowledge, Joe. My aim is to make the process as smooth and informative as possible. If there's anything further you need, feel free to reach out.
Got a difficult property funded :)
Reply from Thomas Kosta
March 13th, 2026 05:59 PM
I'm pleased to know that we could secure funding for your property, Robert. Handling challenging situations is part of my role at Guild Mortgage, and I'm glad it worked out well for you. If you have any other questions or need further assistance,...
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Everything went very well and stayed on said time schedule
Reply from Guild Mortgage - Thomas Kosta
March 2nd, 2026 07:26 PM
I'm pleased to know that everything went smoothly and on schedule, Arnie. It's important to me to ensure a timely and efficient process. If you need anything else or have further questions, feel free to reach out.
Once again my experience with Tom Kosta was great. He met all my requirements and gave me great advise as usual. I highly recommend Tom for any loan you may need. Thanks again!
Reply from Guild Mortgage - Thomas Kosta
March 2nd, 2026 07:26 PM
It's encouraging to hear that you're satisfied with the service, Trevor. I'm pleased to have met your requirements and provided helpful advice. Your recommendation means a lot, and I'm here if you need any more assistance in the future.
Guild Mortgage - Thomas Kosta has received a review with 5 star rating from Mary H
Reply from Owner
June 3rd, 2026 09:30 PM
Thank you
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortagage that best fist your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Loans for Purchase and Refinance and also rehab loans.
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Search Rank ScoreLearn More →
605
/850
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Memberships
- Elks
Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of California, Oregon and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; OR ML-176; NMLS ID: 291552; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.