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Theoni Rapo at CrossCountry Mortgage
Loan Officer | NMLS #1527462

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner co... Show More
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Theoni is one of a kind! She made the home buying process so simple. She got creative and got it done. She negotiated everything for us even working directly with the HOA so we could close! Shes truly the best of the best.
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Reply from Theoni Rapo
December 23rd, 2025 09:21 PM
Mollie, your kind words are much appreciated. Simplifying the home buying process and finding creative solutions are always priorities for me. I'm glad to hear that negotiating with the HOA helped facilitate your closing. It's rewarding to...
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Theoni is exceptional - she worked very closely with us throughout the process and was a great educator. She also worked around our schedules with work and kids which we greatly appreciated.
Reply from Theoni Rapo
December 17th, 2025 05:22 PM
Bennett, it's encouraging to know that you valued the close collaboration and educational support I provided. Understanding how busy life can be, I made it a priority to accommodate your schedule, and I'm glad this was helpful. If there's anything...
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We worked with Theoni as our lender and she was magnificient. we had a few hiccups along the road to close and she and her team went above and beyond to make sure we were kept informed and stresss-free. We really appreciated her communication...
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Working with Theoni is always a pleasure! Not only is she well versed and extremely professional, but she also manages to bring a friendly presence to any and all interpersonal relationships. Cannot recommend working with her enough! Will continue...
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The mortgage team was very responsive and patient with me as a first time homeowner. They broke down all the steps of the process and were clear about which step we were in and what would come next. They struggled to get in contact with my...
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Great working with Theoni, we were able to problem solve together and get the transa closed!
Reply from Theoni Rapo
November 24th, 2025 01:43 PM
I enjoyed working with you. Thanks for the great feedback.
Wonderful working together representing a buyer of mine!
Working with Theoni Rapo was honestly one of the best decisions we made during our homebuying process. This wasn’t our first time buying a home, but it was our first time working with a loan advisor like Theoni, and now I can’t imagine doing...
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Working with Theoni Rapo was honestly one of the best decisions we made during our homebuying process. This wasn’t our first time buying a home, but it was our first time working with a loan advisor like Theoni, and now I can’t imagine doing...
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I absolutely cannot recommend Theoni Rapo highly enough! Dealing with mortgages used to feel like entering a confusing, stuffy maze, but she made our entire homebuying process feel genuinely clear, stress-free, and honestly, fun.From our very...
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Reply from Theoni Rapo at CrossCountry Mortgag...
November 12th, 2025 01:56 AM
Alyson! Thank you so much for your kind words. it was absolutely my pleasure to be apart of such an amazing process! Wishing you all the best in your new home <3
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1527462 | Branch NMLS #2838986
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Bank Statement Loans
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- 1527462
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095