Top 5%
Theoni Rapo at CrossCountry Mortgage
Loan Officer | NMLS #1527462
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner co... Show More
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Highly recommend working with Theoni to get the job done! She is super responsive and most importantly brings a positive energy to process that can get to be a bit exhausting at times. Theoni will answer all your questions was able to explain...
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Theoni and her team have been a blessing! Thenoi is knowledgeable, patient, and professional. She is very quick to respond to emails, texts, and calls. My deal has been pretty hands on and Thenoi has been there every step of the way trying...
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Had a great experience with Theoni and Mel! Really appreciated their guidance throughout this process as a first time home buyer and would highly recommend for anyone else looking to get into home ownership.
Reply from Theoni Rapo at CrossCountry Mortgag...
August 17th, 2026 01:52 PM
Valerie, I'm pleased to hear that you had a great experience with Mel and me during your journey as a first-time homebuyer. Your recommendation means a lot to us, and we're grateful for the opportunity to guide you through this process.
Theoni was absolutely incredible! She was kind, knowledgeable, patient, and reassuring. She was easy to reach and always took time to answer my questions and address my concerns. I felt I could trust her and she made me feel comfortable through...
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Reply from Theoni Rapo
August 10th, 2026 08:41 PM
Danielle, I'm so grateful for your kind words and trust. It's wonderful to hear that I could make you feel comfortable and supported throughout the process. Thank you for sharing your experience!
Theoni was very helpful and looked out for my best interest even when I didn't always understand things. It was reassuring!
Reply from Theoni Rapo at CrossCountry Mortgag...
August 4th, 2026 08:52 PM
Sarah, I'm grateful to know that you felt reassured with my support throughout the process. Your trust in me to look out for your best interest means a lot. Thank you for sharing your experience!
Theoni and Mel have been absolutely fantastic to work with! They are great communicators and always quick to respond. They were helpful, patient, and reassuring every step of the way. I felt confident and comfortable working with them and their...
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Reply from Theoni Rapo at CrossCountry Mortgag...
August 4th, 2026 04:53 PM
Danielle, I'm glad to know that you felt confident and comfortable working with Mel and me. Your kind words about our communication and support mean a lot. We appreciate your recommendation and are thankful for the opportunity to assist you....
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Theoni worked with my realtor and I at every turn especially when things were not going as planned for a normal closing, but she walked me through everything and laid out everything clearly. Great to work with and would recommend!
Reply from Theoni Rapo at CrossCountry Mortgag...
August 4th, 2026 04:25 PM
Tyler, I'm pleased to hear that I could assist you and your realtor through the challenges of your closing process. It's good to know that my guidance and clarity were helpful. Thank you for your recommendation!
Theoni and her team were incredible to work with from start to finish! They made the whole process easy and were always there to answer any questions. We would absolutely work with them again for a future loan and highly recommend them to anyone...
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Reply from Theoni Rapo at CrossCountry Mortgag...
August 4th, 2026 03:27 PM
Morgan, I appreciate your kind words and am happy to hear that you found working with my team and me to be such a positive experience. It's great to know that we could make the process easy and provide the support you needed. Thank you for...
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I have had the pleasure of working closely with Theoni Rappo and Melanie Trinh over the past few months, and I really cannot thank them enough. I had my parents involved in this process which required a lot more communication and explanation...
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Reply from Theoni Rapo at CrossCountry Mortgag...
August 4th, 2026 01:39 PM
Nicki, I'm grateful for your kind words and happy to hear that Mel and I could provide the support and communication you needed throughout the process. It's wonderful to know that our efforts made a positive impact for you and your parents....
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In the process of buying my first home, I learned that home buying is a team sport. I'm so happy Theoni was part of my team! Her communication, knowledge and support throughout the process made things less daunting. When things began to feel...
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Reply from Theoni Rapo at CrossCountry Mortgag...
July 31st, 2026 05:26 PM
Corrine, I'm glad to have been a part of your home-buying journey and to hear that my communication and support made a difference during such a challenging time. It’s wonderful to know that I could help make the process feel more manageable...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1527462 | Branch NMLS #2838986
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Bank Statement Loans
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- 1527462
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095