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Theoni Rapo at CrossCountry Mortgage - Loan Officer | NMLS #1527462 in Annapolis, MD

Theoni Rapo at CrossCountry Mortgage

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Loan Officer | NMLS #1527462

4.96
(169)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner co...... Show More
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Overall Ratings
4.96
(169)
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  • 5.0
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    M
    Melissa C
    Posted on July 8th, 2026 05:40 PM
    This team is amazing! We felt so comfortable and confident when making decisions. They were prompt, friendly and beyond helpful. I would recommend this team to anyone!
  • 5.0
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    Umu S
    Posted on July 7th, 2026 03:31 PM
    Theoni was absolutely amazing throughout my entire home-buying process. My loan wasn’t easy, but she never gave up or got discouraged. She went above and beyond what I expected, always kept me informed, answered every question, and truly fought...
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  • 5.0
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    K
    Kameron C
    Posted on July 6th, 2026 07:55 PM
    They were wonderful to work with. They answered phone calls, emails and text quickly and all were able to get all of my questions answered.
  • 4.0
    write_review_unverified
    K
    Kameron C
    Posted on July 6th, 2026 07:26 PM
    They were wonderful to work with. They answered phone calls, emails and text quickly and all were able to get all questions answered.
  • 5.0
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    Haseeb L
    Posted on July 6th, 2026 05:23 PM
    I had a pleasure of working with theoni and her team I couldn’t have asked for a better experience was treated so well by her. Her team and her got my loan approved so fast everything went so smoothly and perfectly couldn’t be happier will...
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  • 5.0
    TotalExpert
    B
    Bernard M
    Fulshear, TX
    Posted on July 6th, 2026 02:25 PM
    I couldn't have asked for a better loan officer and team. They kept me informed every step of the way, answered every question quickly, and made what could have been a stressful process feel easy. I always felt like they genuinely had my best...
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  • 5.0
    google
    A
    Angie W
    Posted on June 30th, 2026 12:07 AM
    Theoni and Mel at CrossCountry Mortgage worked so hard to get us the best rate out of the 4 lenders we spoke with, and made sure all of our questions were answered as quickly as possible. We were approved in time for closing under somewhat...
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    Reply from Owner
    July 7th, 2026 02:34 PM
    Angie, I'm very pleased to hear that you were satisfied with the rate and timing we were able to secure for you under your unique circumstances. It was important to me and Mel to ensure that all your questions were addressed promptly, and I'm...
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  • 5.0
    write_review_unverified
    A
    Angie W
    Posted on June 30th, 2026 12:06 AM
    Theoni and Mel at CrossCountry Mortgage worked so hard to get us the best rate out of the 4 lenders we spoke with, and made sure all of our questions were answered as quickly as possible. We were approved in time for closing under somewhat...
    read more
    Reply from Theoni Rapo at CrossCountry Mortgag...
    July 7th, 2026 04:35 PM
    Angie, I'm grateful for your thoughtful review and pleased that we could guide you through such a complex process successfully. I'm glad that the "Bye Bye PMI" program was beneficial for your situation, and it's great to hear that our in-house...
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  • 5.0
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    J
    John R
    Posted on June 29th, 2026 09:59 PM
    Theoni was a pleasure to work with. She explained things well. Answered our questions in a timely manner. And kept us informed all along the process. She even worked outside of normal business hours to accomdate us.
    Reply from Theoni Rapo at CrossCountry Mortgag...
    July 7th, 2026 05:26 PM
    John, I'm glad to hear that you found my assistance helpful throughout the mortgage process. It was important to me to ensure all your questions were answered promptly and that you felt informed every step of the way. Working outside of normal...
    read more
  • 5.0
    write_review_unverified
    S
    Sonia A
    Posted on June 29th, 2026 05:36 PM
    Theoni and Mel been amazing from the start. They are very helpful, communicative, and knowledgeable. Highly recommend
  • 10 of 169
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1527462 | Branch NMLS #2838986
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
    624
    /850
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 1527462
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS