Top 5%
Theoni Rapo at CrossCountry Mortgage
Loan Officer | NMLS #1527462
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner co... Show More
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Working with Theoni and Melanie was a great experience. They were professional, responsive, and made the closing process smooth and easy to understand. We felt supported every step of the way!
I had an outstanding experience working with Theoni Rapo at the rest of the team at Cross County Mortgage while purchasing my first home. From our very first conversation, Theoni was incredibly helpful and patient. She made sure I fully understood...
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As a first-time home buyer, the loan process felt overwhelming, but Theoni truly made everything feel easy and stress-free from day one! She made the entire process completely seamless and took the time to answer every single question I had....
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Theoni and team have been amazing!!! As first home buyers, we were completely lost at the process and Theoni walked us through, step by step, through the entire journey. We cannot be more grateful for her and her team! HIGHLY recommend!!!!
Theoni, I usually work with a couple of other agents from different Companies for many years but I will keep your information with me in case in the future I need to work with a different mortgage agent. I like that you worked with no delays...
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Reply from Theoni Rapo
April 6th, 2026 03:27 PM
I really appreciate the feedback and am looking forward to working with you again.
There are not enough great things that I can say about Theoni and Allie at Cross Country Mortgage. We were brand new at this and trying to buy our dream home and Theoni and Allie walked us through everything the entire way. They were so communicative...
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Theoni was recommended by our realtor and after working together for a few weeks, I figured out that she was the Tik-Tok lender I’d been following for years! 🤣 As helpful and clear as her content is online, working with her personally was...
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Theoni always goes above and beyond for her clients. she is thr the best lender ecer ever, and a even better person. At +
Reply from Theoni Rapo
March 30th, 2026 02:01 PM
I enjoyed working with you. Thanks for the great feedback.
had the pleasure of working with Theoni as a first-time homebuyer, and she truly guided me every step of the way. I came into the process with a lot of questions and some anxiety, but she was always available, responsive, and incredibly patient....
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Reply from Theoni Rapo
March 30th, 2026 03:20 PM
I'm glad to hear that your experience as a first-time homebuyer was positive and that my guidance was helpful throughout the process. It's important to me to provide clear, constant support, especially when there are financial concerns and...
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A+++ Theoni is the absolute best lender you can have on your side. She truly does care about her clients and treats them as family.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1527462 | Branch NMLS #2838986
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Bank Statement Loans
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- 1527462
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095