Top 5%
Theoni Rapo at CrossCountry Mortgage
Loan Officer | NMLS #1527462
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner co... Show More
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Theoni and Mel at CrossCountry Mortgage worked so hard to get us the best rate out of the 4 lenders we spoke with, and made sure all of our questions were answered as quickly as possible. We were approved in time for closing under somewhat...
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Reply from Theoni Rapo at CrossCountry Mortgag...
July 7th, 2026 04:35 PM
Angie, I'm grateful for your thoughtful review and pleased that we could guide you through such a complex process successfully. I'm glad that the "Bye Bye PMI" program was beneficial for your situation, and it's great to hear that our in-house...
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Theoni was a pleasure to work with. She explained things well. Answered our questions in a timely manner. And kept us informed all along the process. She even worked outside of normal business hours to accomdate us.
Reply from Theoni Rapo at CrossCountry Mortgag...
July 7th, 2026 05:26 PM
John, I'm glad to hear that you found my assistance helpful throughout the mortgage process. It was important to me to ensure all your questions were answered promptly and that you felt informed every step of the way. Working outside of normal...
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Theoni and Mel been amazing from the start. They are very helpful, communicative, and knowledgeable. Highly recommend
⭐⭐⭐⭐⭐I couldn’t be happier with the job she and her team did. They were quick, responsive, and stayed on top of everything from start to finish.This was a tricky bank statement loan, and they still got it closed in just three weeks. She picked...
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We are so thankful to have found CCM. Being self employed and owning multiple businesses, a typical mortgage was out of the question for us. The team at CCM worked with us flawlessly to make our qualification happen. We felt well supported...
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Theoni and her whole team went above and beyond to help me through the process. I was not an easy person to work with or get a hold of, but the whole team made it a cake walk.
Theoni was so easy to work with and always responded quickly! Being self employed makes it a tougher process to buy a home but with Theoni’s help, it was made possible.
Theoni and Mel were great! Cross country mortgage not only helped me with a mortgage but educated me on credit and how to improve it. They were so knowledgeable and helpful. I have bought many houses in my life and they were the most helpful...
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I had a great experience working with Theoni from CrossCountry Mortgage. She was incredibly friendly and supportive throughout the entire home purchase process.As we are new to the United States, many aspects of the mortgage application were...
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Reply from Theoni Rapo
June 22nd, 2026 01:49 PM
Nicole, I'm happy to hear that my support helped make your transition to the U.S. mortgage process smoother. It's important to me that every step is well explained and manageable for you. Meeting in person and guiding you towards your dream...
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We had an excellent experience working with Theoni throughout our home loan process. She was incredibly knowledgeable and took the time to answer every question we had, no matter how big or small. Buying a home can be stressful, but her communication...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1527462 | Branch NMLS #2838986
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Bank Statement Loans
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- 1527462
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095