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Theoni Rapo at CrossCountry Mortgage - Loan Officer | NMLS #1527462 in Rehoboth Beach, DE
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Theoni Rapo at CrossCountry Mortgage

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Loan Officer | NMLS #1527462

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner co... Show More
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  • API
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    Jamie S
    Baltimore, MD
    Posted on May 12th, 2025 05:10 PM
    Had such a great experience working with Theoni, she takes the time to explain everything. The process was smooth from start to finish.
    Reply from Theoni Rapo at CrossCountry Mortgag...
    May 19th, 2025 05:16 PM
    I'm thrilled to hear that you had a great experience working with me and that the process was smooth. I always strive to ensure everything is clearly explained. Thank you for your kind words and for choosing CrossCountry Mortgage.
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    Nikolia A
    Germantown, MD
    Posted on April 8th, 2025 07:10 PM
    Theoni and her team, Mel and Jennifer, are awesome! Theoni explained in detail the home lending process. There was prompt and clear communication, even on weekends, with follow-ups through all stages up to closing and beyond. This is a great...
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    Reply from Theoni Rapo at CrossCountry Mortgag...
    November 12th, 2025 01:59 AM
    Thank you for trusting us with such an important purchase! I am so happy to have been apart of your first homebuying journey <3
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    Esteban C
    Spring, TX
    Posted on March 31st, 2025 03:37 PM
    Theoni and her team were greatto work with! The entire process was made easy knowing they had our best interests in mind and were here for us. At any time, whether during or outside office hours, they were available to help and/or explain things....
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    Reply from Theoni Rapo
    April 7th, 2025 03:38 PM
    I'm thrilled to hear that you had such a positive experience with our team at CrossCountry Mortgage, LLC. It was truly a pleasure to assist you in your journey as first-time homeowners. Thank you for recognizing our commitment to being available...
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    Rachel C
    Posted on March 25th, 2025 12:33 AM
    Theoni helped my clients during their relocation and connected me with them to help them buy. She was extremely communicative and helpful on getting my clients to the finish line! To have a lender trust me with their client was truly fulfilling,...
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    Reply from Theoni Rapo at CrossCountry Mortgag...
    November 12th, 2025 02:00 AM
    Loved working with you girl!! Thank you for making it so easy with your amazing communication too <3
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    Sean D
    Pasadena, MD
    Posted on March 18th, 2025 10:53 PM
    Theoni worked on a weekend to get us pre approved with exceptional speed She was very responsive and super timely with all needs
    Reply from Theoni Rapo
    March 25th, 2025 10:56 PM
    I'm thrilled to hear that I could assist you efficiently and meet your needs promptly, even over the weekend. It was a pleasure working with you, Sean. Thank you for your kind words and the positive review.
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    Margaret H
    Selbyville, DE
    Posted on March 17th, 2025 02:03 PM
    Theoni was fantastic to work with—she was always available to answer our calls, provided clear guidance throughout the process, and ensured everything went smoothly. Her thoroughness and professionalism made securing our mortgage stress-free....
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    Reply from Theoni Rapo
    March 24th, 2025 02:05 PM
    Margaret, thank you so much for your kind words! I'm thrilled to hear that you had a positive experience. It was a pleasure to work with you and ensure the process went smoothly. Knowing that I could make securing your mortgage stress-free...
    read more
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    Lina A
    Posted on March 13th, 2025 02:40 AM
    Theoni and her team, Mel and Jennifer, are awesome! Theoni explained in detail the home lending process. There was prompt and clear communication, even on weekends, with follow-ups through all stages up to closing and beyond. Very satisfied...
    read more
    Reply from Theoni Rapo at CrossCountry Mortgag...
    November 12th, 2025 02:01 AM
    Thank you for the kind words, Lina! I am honored to have been apart of your homebuying journey <3
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    William R
    Essex, MD
    Posted on March 3rd, 2025 01:04 AM
    Awesome communication . Fast settlement . Always there to answer any questions I needed.
    Reply from Theoni Rapo at CrossCountry Mortgag...
    March 3rd, 2025 01:06 AM
    Thank you Bill, it was my absolute pleasure!
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    William R
    Posted on March 2nd, 2025 05:12 PM
    What an amazing process this has been. Working with Theoni was fantastic. Fast quick response time. Accurate information. Willing to answer any question I had or was concerned about.As a senior, it was a difficult decision as to how to refinance...
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    Reply from Theoni Rapo at CrossCountry Mortgag...
    March 3rd, 2025 01:07 AM
    Thank you much for your kind review, Bill! It was me and my teams pleasure to help with your cash out refinance. I’m so excited for your renovations to get complete! Thank you again for your trust.
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    Elizabeth D
    New Carrollton, MD
    Posted on December 18th, 2024 05:58 PM
    Amazing, fast communication. Theoni had additional options when we needed to consider changes to our purchase plan. This was one of our best home mortgages processes ever thanks to Theoni and Mel.
    Reply from Theoni Rapo at CrossCountry Mortgag...
    March 3rd, 2025 01:07 AM
    So glad to hear that you had such a great experience, Elizabeth! It was truly a pleasure working with you and being able to provide you with various options to suit your needs.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Rehoboth Beach, DE. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1527462 | Branch NMLS #2838986
    Products & Services
    Mortgage Loan Officer
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Non-QM
    DSCR Loans
    Bank Statement Loans
    Specialities
    Conventional Loan
    VA Loan
    Jumbo Loan
    Fixed Rate Mortgage
    Adjustable Rate Mortgage
    FHA Loan
    USDA Home Loan
    FHA 203k Limited Refinance
    View All
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    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 1527462
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS