Alessandra “Ally” Palacios

Name: Lumin Lending
Address: 18301 Von Karman Ave ste 820, Irvine, California, 92612
Telephone: +1-949-278-9794
Rating: 4.99

Sr. Mortgage Broker

Lumin Lending

4.99

(412)

Contact Info

https://luminlending.com/

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Business Hours

Wed

8 AM to 5 PM

Thu

8 AM to 5 PM

Fri

8 AM to 5 PM

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4.99

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4.99

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I will definitely recommend Ally to anyone who needs help with mortgage and home purchase. She was great and because of her we finally bought our dream house. Will definitely work with her again!!! Thank you so much!!!

Reply from Owner

January 30th, 2024 12:00 AM

We are so happy to hear that Ally provided you with a wonderful experience! Our goal is to surpass your expectations and leave you highly satisfied with your process!

For me being a first time home with my boyfriend, Alessandra gave us the best and most easiest experience ever!! Ally is awesome, super professional, easy to work with, very knowledgeable. Would definitely recommended her to my friends and...

Reply from Owner

January 24th, 2024 12:00 AM

It is wonderful to hear that Alessandra provided the guidance and constant support needed for a first time home buyer! We want to be a constant source of information to our borrowers during this journey to home ownership!

During the process, she was always willing to explain anything about what was happening and offered support throughout. We were able to close on our house within 11 days start to finish which is a super quick turnaround time, and she was very...

Reply from Owner

January 19th, 2024 12:00 AM

Exceptional service is accomplished by our focus on the borrowers needs. We pay attention to their goals, and work to surpass their expectations each time. Feedback is an essential part of continuing to build on that success. Thank you for...

I have purchased 4 homes in my life and have a decent amount of experience working with various lenders. Ally was by far the most informative, attentive and responsive lender I have worked with. She explained all of our options clearly and...

Reply from Owner

January 18th, 2024 12:00 AM

Exceptional service is accomplished by our focus on the borrowers needs. We pay attention to their goals, and work to surpass their expectations each time. We are delighted to hear Alessandra provided you with excellent service. Feedback is...

It was a pleasure to work with Alessandra during our recent home purchase. She was easy to communicate, always responded quickly, and was very professional. She made the homebuying process so much easier and smooth for a family who has not...

Reply from Owner

January 8th, 2024 12:00 AM

Sherri, it was a joy helping you and Steve with your purchase. You were both a delight, really on top of it - and you are clients for life. Looking forward to helping you both in the future as well!

I just recently bought a home in Westbrook Village with my wife after not having purchased a home in over 37 years. Alessandra, the loan officer, was extremely helpful in sending documents quickly, explaining things over the phone when we didn’t...

Reply from Owner

January 8th, 2024 12:00 AM

Steve, I really appreciate your kind words. I can't wait to help you with your refinance soon!

Alessandra was very helpful in explaining the loan process and made sure that I had other options available. She and her team worked very hard to close the loan on the house. All in all good experience.

Reply from Owner

January 3rd, 2024 12:00 AM

We are delighted to know that Alesandra made your experience so wonderful! We are here to provide guidance and support in this journey to homeownership!

I’m a first time home buyer and Alessandra made this experience very fast and fun, looking at houses, meeting my financial needs, explaining the business are just a few things to name, I would highly recommend her and want to say thanks for...

Reply from Owner

January 3rd, 2024 12:00 AM

Ally is fantastic at her expertise and line of work, she breaks down all the numbers in the simplest fashion for someone newly entering the buying market and makes understanding all the contracts a piece of cake.

Reply from Owner

December 28th, 2023 12:00 AM

Thank you for telling us how we are doing! We value the opportunity to work with you and appreciate your feedback, it means so much to us!

Ally Is very helpful throughout the whole process of getting a mortgage, and getting pre qualified right away and going through the paperwork to get are dreams home. She's very hard working and a good person to work with. Me and my family strongly...

Reply from Owner

December 19th, 2023 12:00 AM

Thank you for telling us about your wonderful experience, we are glad that Ally and the loan team provided the support needed for this process!

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About

Alessandra Palacios is a top-producing Loan Officer with 17 years of experience in sales. She loves helping clients achieve their homeownership and financial goals. Known for her expertise in structuring complex loans, guiding first-time buyers, and securing competitive financing, she has consistently ranked among the industry’s highest performers. Alessandra’s commitment to client success, combined with her deep market knowledge and strong lender relationships, has made her a trusted advisor to both homebuyers and real estate professionals alike.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Construction Loan

Home Equity Loan

Mortgage Refinance

Reverse Mortgage

Home Purchasing Assistance

Mortgage Rate Shopping Assistance