

Terry Kernan
Vice President | NMLS 536287

Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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Terry and all of the Presidential Team are great. Their knowledge and experience, coupled with their customer service and communication make them the best lender in town!
He was awesome to work with! He guided us every step of the way and was always available to help. His staff is great too! Missy was so helpful and calming when I had questions and was stressed. She answered all my questions and was so kind.
Great communication and assistance with the process
Terry was great to work with and answered all our questions very promptly!
Missy and Melanie are all stars!
Terry was very patient with me during the whole process. He made himself available anytime of day including weekends. I really appreciated it.
Terry always goes above and beyond the call of duty to ensure clients are well informed and happy
Everyone at the office made the buying experience as easy as it could be. They all made sure to take the time to answer any and all questions I had and went above and beyond to help me however they could. All in all it was a fantastic experience....
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Terry and the team were very proactive with their communication. When I reached out to them they were always on top of things, familiar with the transaction and where things stood.
From the beginning Terry listened to what we wanted and he advised on what he thought was best for my wife and me as first time home buyers. He would happily answer any concerns we had, even out of hours. Once we started the buying process,...
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.