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Terry Kernan  - Vice President | NMLS 536287 in Frederick, MD

Terry Kernan

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Vice President | NMLS 536287

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Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry h... Show More
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Reviews from Web
  • SFTP
    J
    Jay D
    New Market, MD
    Posted on July 28th, 2022 07:24 PM
    Terry and all of the Presidential Team are great. Their knowledge and experience, coupled with their customer service and communication make them the best lender in town!
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    L
    Laura D
    Harpers Ferry, WV
    Posted on July 11th, 2022 11:32 PM
    He was awesome to work with! He guided us every step of the way and was always available to help. His staff is great too! Missy was so helpful and calming when I had questions and was stressed. She answered all my questions and was so kind.
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    C
    Christopher H
    Brookeville, MD
    Posted on June 26th, 2022 04:52 PM
    Great communication and assistance with the process
  • SFTP
    S
    Sarah O
    New Market, MD
    Posted on June 12th, 2022 07:23 PM
    Terry was great to work with and answered all our questions very promptly!
  • SFTP
    C
    Charles B
    Brunswick, MD
    Posted on May 22nd, 2022 08:16 PM
    Missy and Melanie are all stars!
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    D
    Debra R
    Gettysburg, PA
    Posted on May 4th, 2022 12:01 AM
    Terry was very patient with me during the whole process. He made himself available anytime of day including weekends. I really appreciated it.
  • SFTP
    D
    Darren A
    Gettysburg, PA
    Posted on May 3rd, 2022 08:17 PM
    Terry always goes above and beyond the call of duty to ensure clients are well informed and happy
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    M
    Mervin H
    Halethorpe, MD
    Posted on April 21st, 2022 07:40 PM
    Everyone at the office made the buying experience as easy as it could be. They all made sure to take the time to answer any and all questions I had and went above and beyond to help me however they could. All in all it was a fantastic experience....
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  • SFTP
    M
    Mark B
    Halethorpe, MD
    Posted on April 20th, 2022 03:11 PM
    Terry and the team were very proactive with their communication. When I reached out to them they were always on top of things, familiar with the transaction and where things stood.
  • SFTP
    P
    Peter K
    Frederick, MD
    Posted on April 8th, 2022 10:32 AM
    From the beginning Terry listened to what we wanted and he advised on what he thought was best for my wife and me as first time home buyers. He would happily answer any concerns we had, even out of hours. Once we started the buying process,...
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    About
    Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 536287
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.