

Terry Kernan
Vice President | NMLS 536287

Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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Fast response
He made it easy and fast!!!
T
We were able to close on a house in 30 or less days. He was there and we were able to call or email anytime. He came to the closing in case we had any last minute questions and this is the second time we have used him to get a loan for a house....
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Terry and his team were professional and friendly. They were on top of all the required paperwork and they had no issue reaching out to ask for further documents or to follow up. I would work with them 10 times out of 10.
Terry returned my texts, emails and phone calls promptly. He understood the needs of our buyers and I very much appreciate that he saw us all as a team.
I had never worked with Terry but everything went so perfect. There was no issues or delay in providing information or updates on status of the loan.
The honesty and sincere interest in clients that boti you and your staff offer to home buyers
Presidential always goes above and beyond the call of duty to keep us informed of each step of the loan process.
I have been taken care by Terry for 20 years and he makes every transaction seem effortless, Terry and his entire staff make you feel like family.
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.