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Terry Kernan  - Vice President | NMLS 536287 in Frederick, MD

Terry Kernan

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Vice President | NMLS 536287

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Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry h... Show More
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Reviews from Web
  • FTP
    J
    JANNELL W
    TYRONE, PA
    Posted on April 6th, 2020 12:23 PM
    Terry would not answer emails or phone calls for over two weeks. This caused timeframes within the agreement of sale to be passed and almost terminated the deal for the buyers. Thankfully his assistant, Missy picked up the pieces and finished...
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  • FTP
    D
    DARREN T
    FREDERICK, MD
    Posted on February 17th, 2020 04:42 PM
    Terry has always been fantastic about having the heart of a teacher and really listening to the buyers needs and desires when getting a loan. He takes the time to make sure they have the right loan program and in place and always checks to...
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  • FTP
    E
    ELIE T
    FREDERICK, MD
    Posted on February 4th, 2020 11:32 AM
    Really good experience
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    M
    MARK S
    FREDERICK, MD
    Posted on January 30th, 2020 04:02 PM
    Terry and his team made this an easy refinance. They had the best interest rate around and while other companies were adamant that an appraisal was required Terry thought our high amount of equity would deem it unnecessary, and he was right,...
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  • FTP
    M
    MIKE C
    SILVER SPRING, MD
    Posted on January 14th, 2020 10:10 PM
    Terry is fantastic. He is knowledgeable and personable, but most importantly, he is trustworthy.
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    PAIGE K
    WILLIAMSPORT, MD
    Posted on January 3rd, 2020 01:14 AM
    As first time homebuyers, we were skeptical about the process. Working with Terry was the best choice we could have made—he was there every step of the way and always available to answer any questions. Terry helped make buying a home a breeze...
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  • Zillow
    K
    Kitchpai
    Williamsport, MD
    Posted on January 2nd, 2020 12:00 AM
    As first time homebuyers, we were skeptical about the process. Working with Terry was the best choice we could have made—he was there every step of the way and always available to answer any questions. Terry helped make buying a home a breeze...
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  • FTP
    J
    JUDITH L
    BERLIN, MD
    Posted on December 18th, 2019 03:28 PM
    Professional and prompt service, buyer clients and I had complete confidence thruout this transaction!
  • FTP
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    SANDY K
    BERLIN, MD
    Posted on December 17th, 2019 08:35 PM
    Terry and the rest of the group were so helpful and kind throughout the whole process. We were so excited that they were able to help us purchase our retirement home at the beach.
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    MIKE K
    THURMONT, MD
    Posted on December 17th, 2019 03:18 PM
    Everyone at Presidential made it great! All the people with their willingness to help over and over again throughout the whole process. YOU ARE ALL THE BEST !!!!!!!!!!!!
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    About
    Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland. Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 536287
    Disclaimer
    Equal Housing Opportunity

    Company NMLS 421593. All loans subject to credit approval.