

Terry Kernan
Vice President | NMLS 536287

Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry h... Show More
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Terry would not answer emails or phone calls for over two weeks. This caused timeframes within the agreement of sale to be passed and almost terminated the deal for the buyers. Thankfully his assistant, Missy picked up the pieces and finished...
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Terry has always been fantastic about having the heart of a teacher and really listening to the buyers needs and desires when getting a loan. He takes the time to make sure they have the right loan program and in place and always checks to...
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Really good experience
Terry and his team made this an easy refinance. They had the best interest rate around and while other companies were adamant that an appraisal was required Terry thought our high amount of equity would deem it unnecessary, and he was right,...
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Terry is fantastic. He is knowledgeable and personable, but most importantly, he is trustworthy.
As first time homebuyers, we were skeptical about the process. Working with Terry was the best choice we could have made—he was there every step of the way and always available to answer any questions. Terry helped make buying a home a breeze...
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As first time homebuyers, we were skeptical about the process. Working with Terry was the best choice we could have made—he was there every step of the way and always available to answer any questions. Terry helped make buying a home a breeze...
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Professional and prompt service, buyer clients and I had complete confidence thruout this transaction!
Terry and the rest of the group were so helpful and kind throughout the whole process. We were so excited that they were able to help us purchase our retirement home at the beach.
Everyone at Presidential made it great!
All the people with their willingness to help over and over again throughout the whole process.
YOU ARE ALL THE BEST !!!!!!!!!!!!
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About
Terry Kernan is the Branch Manager of our Frederick, MD office. A 1984 graduate of Frostburg State University, Terry has lived in the Washington, D.C. metropolitan area all of his life, rearing his own family in Derwood, Maryland.
Terry has over twenty years experience in the mortgage lending industry and is unrivaled in finding just the right loan program for even the most difficult situations. Terry takes a progressive view of mortgage banking. His keen intuition and exceptional insight into the subtleties of the business are why Terry is a master at making the toughest loans seem ordinary, call him.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 536287
Disclaimer
Company NMLS 421593. All loans subject to credit approval.