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Terri Werth at Prosperity Home Mortgage - Ove...
Mortgage Consultant | NMLS # 653823

Terri Werth (NMLSR# 653823) is an experienced home financing professional committed to providing a quick, hassle free experience from application to closing. Terri presents customers with a range of products, programs and services to create... Show More
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Business Hours
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24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Terri has her clients best interest in mind. she watched the market and contacted us when it made sense to refinance. She was quick, communicative, and made it such an easy process!
Reply from Terri Werth
February 27th, 2026 02:06 PM
It's wonderful to know that you felt confident in the refinancing process, Samantha. Keeping clients' best interests in mind is always my priority, and I'm glad that my guidance and communication made things easy for you. If there's ever anything...
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Terri Werth is great to work with and I highly recommend using her when looking to purchase or refinance your home.
Reply from Owner
March 4th, 2026 01:33 AM
I'm grateful for your recommendation, Brandon. It's rewarding to hear about your positive experience. If you ever have more questions or need further assistance with purchasing or refinancing, feel free to reach out.
Terri made it great
Reply from Terri Werth
February 26th, 2026 05:35 PM
I appreciate your kind words, Brandon. I'm glad to hear you had a positive experience during your purchase. If there's anything else I can assist you with or if you have further questions, please feel free to reach out.
Terri was great for us
Reply from Terri Werth
February 24th, 2026 03:16 PM
It's great to know that I could make a positive impact during your refinancing process, John. If there's anything more I can do for you or if you have any questions, don't hesitate to get in touch.
Everything went smoothly
Reply from Terri Werth
February 23rd, 2026 06:12 PM
I'm pleased to hear that your experience was smooth, Linda. If you have any questions or need further assistance down the line, feel free to contact me.
Staff at your office are very nice, polite and helpful. Really appreciate the understandable way everything was explained .
Reply from Terri Werth
February 17th, 2026 07:20 PM
I'm grateful for your feedback, Nancy. Ensuring a clear and helpful experience is something I strive for, and I'm glad the staff could assist you effectively. If you have any further questions or need more assistance, please don't hesitate...
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Terri was always quick to respond and knowledgeable
Reply from Terri Werth
February 12th, 2026 06:48 PM
Amy, thank you for sharing your feedback. I'm pleased to know that my responsiveness and knowledgeability were beneficial during your refinancing process. If you have any questions or need further assistance in the future, feel free to reach...
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Everything was done fast, efficient, and friendly/polite.
Reply from Terri Werth
February 10th, 2026 09:13 PM
I'm glad to hear that you found the process both efficient and pleasant, Scott. If there's anything more I can do for you in the future, please feel free to reach out.
Terri is awesome! Second time working with her to do a refi on my home and she walked me through everything with complete transparency. I had no doubt I was once again in good hands. She is the best!
Reply from Owner
February 2nd, 2026 06:43 PM
Jenise, I appreciate your kind words and trust in my services for your refinancing needs. It’s gratifying to know that you felt confident throughout the process. I'm here to offer any further assistance you may need in the future.
Very smooth, Terri explained everything as usual and she took me through all options while helping me to identify the best one for what my needs were at the time. I will continue to work with Terri as time moves along for future home needs....
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Reply from Terri Werth
January 30th, 2026 02:14 PM
Jenise, it's wonderful to receive your feedback. I'm pleased to hear that the refinancing process went smoothly for you and that you found my explanations helpful in exploring different options. I look forward to assisting you with any of your...
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About
Terri Werth (NMLSR# 653823) is an experienced home financing professional committed to providing a quick, hassle free experience from application to closing. Terri presents customers with a range of products, programs and services to create a tailored solution that meets their short and long term financial goals. She believes in treating customers with first class customer service that includes setting the right expectations upfront so there are no surprises along the way. Terri believes in earning your loyalty to earn repeat business. If given the opportunity, she would be honored to help with one of the largest investments of your life and set you on the path to homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, JUMBO
Owner Occupied, 2nd Home, Investment Properties
First Time Homebuyer Loans
Brokered Loan Options
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Prosperity Home Mortgage, LLC - Loan Officer NMLS 653823Feb 1st, 2019 - Current
- Homeservices Lending - Home Mortgage Consultant NMLSR 653823Jan 1st, 2002 - Feb 1st, 2019
Memberships
- 2025 Executive Club
- Top 1% Mortgage Originators
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 653823
Awards
Achievements
- 33 plus years in the mortgage industry
Hobbies
- Travel
- Work Hard...Play Hard. Love to travel and spend time with family.
- Work Hard Play Hard. I love to travel and spend time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.