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Terri Werth at Prosperity Home Mortgage - Ove...
Mortgage Consultant | NMLS # 653823
Terri Werth (NMLSR# 653823) is an experienced home financing professional committed to providing a quick, hassle free experience from application to closing. Terri presents customers with a range of products, programs and services to create... Show More
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Reviews from Web
Terri was great at communicating when she would be sending things that needed to be signed as well as answering any questions I had. She was on top of my loan approval through the entire process!
Reply from Terri Werth at Prosperity Home Mort...
September 8th, 2026 07:34 PM
Olivia, I'm glad to hear that you found my communication helpful and that I was able to assist with your loan approval process. Your kind words are greatly appreciated. Enjoy owning a home for the first time.
It was the people we worked with - pure and simple.
Reply from Terri Werth
September 8th, 2026 07:36 PM
Paul, I'm happy to hear that the whole team at ReeceNichols, Prosperity Home Mortgage and Security 1st made a positive impact on your experience. Thank you for sharing your thoughts and for being amazing clients.
Very smooth transaction as always!! Great communication from start to finish and got everything closed on time, with ease, as promised. =)
Reply from Terri Werth at Prosperity Home Mort...
September 3rd, 2026 07:51 PM
Collette, I'm happy to hear that the transaction went smoothly and that you appreciated the communication throughout the process. Thank you for your kind words!
Terri and her team were always available to answer questions...any time night or day. So sweet and so patient! Service with a smile and we highly recommend Prosperity Home Mortgage!
Reply from Owner
September 3rd, 2026 07:54 PM
Jane, I'm happy to hear that you appreciated the availability and patience from my team and me. Your recommendation and kind words mean a lot to us. Thank you for sharing your experience! I am blessed and enjoyed working with you and Gene Thank...
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Terri and her team were always available whenever a question arose. She is patience personified. Gene and I would highly recommend Prosperity Home Mortgage.
Reply from Terri Werth at Prosperity Home Mort...
September 3rd, 2026 07:55 PM
Jane, I'm happy to hear that you and Gene appreciated my availability and patience throughout the process. Thank you for your recommendation of me and Prosperity Home Mortgage.
Terri went above and beyond for us and I could not be happier! Amazing professionalism and help all along the way.
Reply from Owner
August 4th, 2026 01:17 AM
Kelly, I'm so pleased to hear that you felt supported throughout the process. Your kind words about my professionalism and help mean a lot to me. Thank you for sharing your positive experience!
Terri Werth was amazing, went above and beyond when we needed and was able to move fast! She helped every step of the way and was crucial to how well this went for me.
Reply from Terri Werth
August 3rd, 2026 05:35 PM
Kelly, I appreciate your kind words and am glad to hear that my support was helpful throughout the process. It's wonderful to know that my efforts contributed positively to your experience. Thank you for taking the time to share your feedback!...
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Terri is extremely knowledgeable and responsive. She answered all my questions and kept me informed throughout the entire process
Reply from Terri Werth at Prosperity Home Mort...
July 23rd, 2026 03:30 PM
Jenni, I'm grateful for your positive feedback. It's good to know that my responsiveness and communication made a difference for you throughout the process. If you have any further questions, feel free to reach out anytime.
I use Terri exclusively and have for many years.
She's transparen, thinks outside the box and available when needed!
Wonderful to work with!
Reply from Terri Werth at Prosperity Home Mort...
July 13th, 2026 10:44 PM
Laura, thank you for your kind words and continued trust over the years. I'm glad to hear that you appreciate my transparency and creative approach. It's always a pleasure working with you, and I'm here whenever you need assistance. I appreciate...
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Had a great experience with Terri Werth! She was always quick in response time and always available to answer questions. The closing process was communicated thoroughly and done smoothly. Would recommend!
Reply from Terri Werth
July 13th, 2026 05:55 PM
Lucy, I appreciate your kind feedback and recommendation. I'm glad to hear that you had a great experience and found the communication throughout the closing process helpful. It was a pleasure working with you, and I'm always here if you have...
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About
Terri Werth (NMLSR# 653823) is an experienced home financing professional committed to providing a quick, hassle free experience from application to closing. Terri presents customers with a range of products, programs and services to create a tailored solution that meets their short and long term financial goals. She believes in treating customers with first class customer service that includes setting the right expectations upfront so there are no surprises along the way. Terri believes in earning your loyalty to earn repeat business. If given the opportunity, she would be honored to help with one of the largest investments of your life and set you on the path to homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, FHA, VA, USDA, JUMBO
Owner Occupied, 2nd Home, Investment Properties
First Time Homebuyer Loans
Brokered Loan Options
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Prosperity Home Mortgage, LLC - Loan Officer NMLS 653823Feb 1st, 2019 - Current
- Homeservices Lending - Home Mortgage Consultant NMLSR 653823Jan 1st, 2002 - Feb 1st, 2019
Memberships
- 2025 Executive Club
- Top 1% Mortgage Originators
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 653823
Awards
Achievements
- 33 plus years in the mortgage industry
Hobbies
- Travel
- Work Hard...Play Hard. Love to travel and spend time with family.
- Work Hard Play Hard. I love to travel and spend time with my family.
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
