Teresa O'Dette
Sales Manager | NMLS # 8993
A North Tahoe native, Teresa O’Dette has always felt connected to the area with a great appreciation for its natural beauty. The concept of living in an area in which one calls home became crucial to her. After completing her studies at Cal... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Teresa O'Dette has received a review with 5 star rating from Len K
Reply from Owner
September 3rd, 2026 12:00 AM
Thank you, Len!
All employees are super personable and helpful!
Reply from Teresa O'Dette
August 5th, 2026 01:16 PM
Natalie, I'm pleased to know that you found our employees personable and helpful. It's important to me that our team provides a positive experience, and your feedback is greatly valued. If there's anything more I can do for you, please let...
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Ephraim and his team have done outstanding work. We felt completely supported through the entire buying process. Will always recommend this team thank again.
Reply from Owner
September 3rd, 2026 12:00 AM
Thank you Juan, we really appreciate your kind words. It was a pleasure to assist with your transaction!
Expertise. Professionalism. Courtesy. Timeliness.
Reply from Teresa O'Dette
August 4th, 2026 04:36 PM
Suzy, I appreciate your feedback highlighting our expertise, professionalism, courtesy, and timeliness. It's wonderful to know we met your expectations. If you ever need further assistance, feel free to reach out.
Ephraim and team were excellent, providing professional, courteous, timely, and most importantly, truly expert advice throughout our escrow process. When a few bumps came up along the way, they went above and beyond to address them proficiently....
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Reply from Owner
September 3rd, 2026 12:00 AM
Thank you Suzy, we really appreciate the kind words!
Teresa and Ephraim always exceed my expectations for the work that they do for my clients. Communication is top notch, and their ability to creatively tackle any hiccups provides a smooth transaction every time.
The whole team genuinely cares and understands how work together to get this big job done. Thank you team.
Reply from Teresa O'Dette
August 3rd, 2026 04:06 PM
Juan, I appreciate your kind words about our team's dedication and teamwork. I'm glad we could assist you effectively. If you have any further needs or questions, please don't hesitate to reach out.
I've never been involved in a home purchase before; Ephraim Schwartz' team set everything up & on our buyer side everything went smoothly .
Reply from Teresa O'Dette
August 3rd, 2026 07:28 PM
Steven, I'm glad to hear that Ephraim Schwartz and the team made your first home purchase experience smooth. If you have any questions or need further assistance, feel free to reach out.
Ephraim, Teresa and their team are amazing at what they do. They are my "go to" local lenders here in the Tahoe-Truckee region for many reasons. Thy are great communicators, they educate my clients with in-depth information simplifying complex...
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Reply from Teresa O'Dette
July 29th, 2026 04:10 PM
Jeremy, I'm grateful for your thoughtful review and recommendation. It's wonderful to know that you find our communication and timely service valuable. I’m always here to assist you and your clients with any future lending needs.
Teresa, Ephraim and team are my "go to" lender in the Tahoe-Truckee region for many reasons. They are extremely experienced, great communicators, they simplify complex transactions for clients and meet contractual timelines time after time....
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Reply from Owner
August 3rd, 2026 12:00 AM
Thank you Jeremy, it is always a pleasure to work with you!
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About
A North Tahoe native, Teresa O’Dette has always felt connected to the area with a great appreciation for its natural beauty. The concept of living in an area in which one calls home became crucial to her. After completing her studies at California State University, Sacramento, she dedicated and immersed herself in the mortgage industry. Quickly forging a path towards mortgage real estate, Teresa established O’Dette Mortgage Group in 1999. She’s developed a professional and friendly work environment that instills service as the number one priority. O’Dette Mortgage Group is consistently ranked in the Top 200 Loan Originators in the country by Mortgage Originator Magazine.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 8993
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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