

Guild Mortgage - Teresa Chavez Spraggs
Loan Officer

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closed
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Teresa was absolutely amazing throughout the entire home-buying process. She was incredibly helpful, responsive, knowledgeable, and always made sure we understood what was going on. She went above and beyond to make the process as smooth and...
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Reply from Teresa Chavez Spraggs
September 14th, 2026 04:47 PM
Thank you so much, Travis, for your kind words. I'm pleased to hear that my efforts made your home-buying process smooth and stress-free. It was a pleasure assisting you, and I'm grateful for your recommendation!
Guild Mortgage - Teresa Chavez Spraggs has received a review with 5 star rating from Tracy T
Teresa was an invaluable resource throughout the loan process. From the beginning, she was responsive, professional, and took the time to clearly explain each step and answer all of my questions.She kept me informed throughout the process,...
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Reply from Teresa Chavez Spraggs
June 16th, 2026 08:44 PM
Thank you, Tracy, for your thoughtful review. I'm glad that my responsiveness and attention to detail helped make the loan process more manageable for you. Keeping you informed and addressing your questions were important to me, and I'm pleased...
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Teresa Chavez Spraggs at Guild Mortgage was outstanding to work with during my mother’s equity HELOAN on her primary residence. She guided us through every step of the process and ensured we successfully closed, even during the busy holiday...
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Reply from Teresa Chavez Spraggs
January 20th, 2026 01:36 PM
I'm glad to hear that my guidance and communication helped your mother through her equity HELOAN process, Judith. Navigating the loan process during busy times like the holidays can indeed be challenging, so it's gratifying to know my efforts...
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Teresa worked closely with me and always made herself available throughout the loan process. if I needed information or something last minute to get done she delivered.
I went to her office to see about a loan and showed all of my income to her then she took a month off and I called her but she was very ugly to me. I decided not to contact her again.
I went to her office to see about a loan and showed all of my income to her then she took a month off and I called her but she was very ugly to me I decided not to contact her again.
The lender did an amazing job thanks to her hardwork and guidance, we were able to close successfully.
Reply from Teresa Chavez Spraggs
December 18th, 2025 07:04 PM
I'm grateful for your kind words, Maribel. It's wonderful to know that my efforts contributed to a successful closing. It was a pleasure assisting you throughout the process with Guild Mortgage.
My loan officer, Teresa, explained the process and kept me informed and connected with me throughout the duration of the loan.
Reply from Teresa Chavez Spraggs
October 27th, 2025 12:55 PM
I'm pleased to know that you felt informed and connected throughout your loan process, Carol. Keeping you updated and ensuring clarity every step of the way is always my priority. Thank you for choosing me as your loan officer at Guild Mortgage....
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There was no real communication. Anytime we needed to find out about the timeline and where we were at. We had to reach out to her and we wouldn't hear back for sometimes a few days. No good systems in place for updating everyone on milestones...
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Reply from Teresa Chavez Spraggs
October 27th, 2025 12:45 PM
We are sorry that you had this experience and thank you for sharing this concern. We've taken note of your feedback and are committed to resolving this matter promptly. Our team will contact you soon to address this. Your satisfaction is important...
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About
Region
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Year Started
1960
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 273502
Disclaimer
I am authorized to do business in the states of Arizona, California and Idaho. AZ BK#0018883; AZ BKBR# 1050946; AZ LO Lic.# 1040404; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 273502; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.