
Tammy Stowe
Senior Mortgage Banker

I’m here to assist homebuyers any way I can. I’ll do my best to provide them with the best product and customer service.
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Tammy and her team Is great They answered every questions we had . Tammy always answered her phone or called back right away . she always keep up informed step by step. No hidden cost everything was straight forward. I would recommend Tammy...
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Reply from Tammy Stowe
December 18th, 2025 05:19 PM
I'm grateful for your thoughtful feedback, Souksavanh. It's important to me that you felt informed and supported throughout the process. Keeping communication clear and straightforward is always my aim, so I'm glad to hear this was your experience....
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Tammy Stowe at Atlantic Bay Mortgage Group was an absolute blessing during a very stressful time for our family. She was patient, knowledgeable, and always took the time to explain every step of the process so we never felt lost or rushed....
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Reply from Tammy Stowe
December 14th, 2025 07:33 PM
Daniel, I truly appreciate your thoughtful review. I'm glad to have been able to assist you during such a significant time for your family and help make the process clear and manageable. Supporting my clients with patience and thorough communication...
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Thank you for all the help!
Reply from Tammy Stowe
December 10th, 2025 04:47 PM
Your appreciation is truly valued, Chelsea. I'm glad I could assist you throughout the process. Should you have any questions in the future, feel free to reach out. Congratulations on your purchase!
We had a great experience and received exceptional service. You guys were very attentive to detail, quick to respond, and answered all of our questions in a timely manner
Reply from Tammy Stowe
November 29th, 2025 12:34 PM
Dustin, I appreciate your review and am glad to hear that you had a positive experience. It's important to me to be attentive and responsive to my clients' needs. If you have any further questions or require assistance down the road, don't...
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From the moment we walked into her office, Tammy made us feel welcomed, valued, and as though we were the most important meeting of her day. She listened to us carefully. She heard our needs and then responded with professional advice and guidance....
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Reply from Tammy Stowe
November 28th, 2025 12:21 PM
Bradley, I sincerely appreciate your kind words and thoughtful review. It's encouraging to hear that you felt welcomed and valued throughout the mortgage process. Working closely with you to understand your needs and provide the best advice...
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Tammy is personable, knowledgeable and positive. She explained all the aspects of the process well, aswered our questions and made the whole process as painless as possible.
Reply from Tammy Stowe
November 28th, 2025 12:20 PM
I'm grateful for your kind words, Ramona. It's rewarding to know that my explanations and support helped make the process smoother for you. If you ever have more questions or need future assistance, I'm just a call away. Best wishes in your...
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Everyone I spoke with through this entire journey has been so pleasant and friendly. I just hoped I was a good client to work with. I will definitely pass your name along to anyone looking for their forever home.
Reply from Tammy Stowe
November 28th, 2025 12:20 PM
Kristal, I truly appreciate your kindness and the kind words about your journey. It's been wonderful working with you, and there's no doubt that you were a fantastic client. Thank you for considering passing my name along to others seeking...
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Tammy was patient and helpful. Answered all of our questions. Thank you!
Reply from Tammy Stowe
November 28th, 2025 12:19 PM
I'm glad to hear that you found my assistance helpful and patient, Melanie. It was important to me to ensure all your questions were answered. If there's more I can do or if any new questions come up, feel free to reach out.
Communication was awesome! Timing was great! And everything was explained to the T.
Reply from Tammy Stowe
November 28th, 2025 12:18 PM
I’m glad to hear that you had such a positive experience, Alicia. Effective communication and clear explanations are priorities I aim to maintain throughout the process. If you have any more questions or need assistance in the future, please...
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I was kept well informed about the entire process of obtaining my mortgage.
Reply from Tammy Stowe
November 8th, 2025 11:54 AM
It's great to hear that you felt well informed throughout your mortgage process, Frederick. I aim to make sure every step is clear and straightforward for those I work with. If there's anything more you need or any questions on the horizon,...
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About
I’m here to assist homebuyers any way I can. I’ll do my best to provide them with the best product and customer service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 91236
- Licensed in GA #56592, FL, NC, SC, TN, VA & AL
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.