
Tammy Stowe
Senior Mortgage Banker

I’m here to assist homebuyers any way I can. I’ll do my best to provide them with the best product and customer service.
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Tammy was exceptional to work with!! We were first time home buyers and didn't know much about anything. Tammy explained every single step or line in a document in full detail every single time and answered what felt like the millions of questions...
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Reply from Tammy Stowe
October 1st, 2023 01:33 PM
Kortni thank you so much for the kind words. You truly were a pleasure to work with and I wish you all the BEST!! I am always here to answer any questions or assist you in any way I can.
It was a very smooth and easy process. I didn't feel lkke like I had to go figure out anything on my own as they walked me through everything and we made sure that it worked for our situation!
Reply from Tammy Stowe
September 11th, 2026 11:44 AM
Brittany, I appreciate your kind words. I'm glad the process felt smooth and easy for you and that I could guide you through each step. It's wonderful to know it worked well for your situation.
We were informed every step of the way with our refinance process. Each step was handled professionally and promptly with communication along the way being excellent. We are very pleased with our refinance process with Tammy and will use her...
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Reply from Tammy Stowe
August 30th, 2026 06:29 PM
Teresa, I'm so grateful for your kind words and for choosing to work with me on your refinance. It's wonderful to know that you appreciated the communication and professionalism throughout the process. I look forward to assisting you again...
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Everything was really good thanks so much for Helping me
Reply from Tammy Stowe
August 28th, 2026 10:15 AM
Jeffrey, I'm grateful for your kind words. It was my pleasure to assist you, and I'm happy to hear everything went well. Thank you for choosing to work with me!
Tammy Stowe and her team did a great job streamlining our loan process and keeping everything on track for an easy closing!
Reply from Tammy Stowe
August 23rd, 2026 04:56 PM
Jessica, I appreciate your kind words about the loan process. I'm glad we could help make your closing easy and smooth. Thank you for choosing to work with us!. If I can assist in the future please do not hesitate to reach out’
Was a overall fantastic experience.
Reply from Tammy Stowe
August 16th, 2026 06:39 PM
I'm glad to hear you had a great experience, Brandon. Thank you for your kind words about the refinancing process. I am always here to help if you need me!!
Third time home purchase, easiest loan process by far. Great communication, polite and courteous, and didn't bat an eye when we proposed closing within three weeks of offer. Would recommend without reservation!
Reply from Tammy Stowe
August 9th, 2026 01:19 PM
Freeman, I truly appreciate your kind words and recommendation. I'm glad to hear that the loan process was smooth and that my communication and service met your expectations. It was a pleasure working with you on your third home purchase, and...
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TAMMY IS WONDERFUL SHE ALWAYS PICKS UP THE PHONE EVERY TIME I CALL. SHE ALWAYS HAS A POSITIVE ATTITUDE AND YOU CAN TELL THAT SHE CARES. ITS ALWAYS A WONDERFUL EXPERIENCE EVERY TIME WE DEAL WITH TAMMY THANKS SO MUCH TAMMY
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Reply from Tammy Stowe
July 31st, 2026 04:21 PM
Brittany, I really appreciate your kind words. I'm glad to hear that picking up the phone and maintaining a positive attitude have made your experience a great one. It's always my goal to show how much I care, and I'm thankful for the opportunity...
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Very professional and responsive. I appreciated how easy the process was from start to finish. At each step, she clearly explained what came next and what documentation was needed. The entire process took about two weeks, compared to the four...
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Reply from Tammy Stowe
July 29th, 2026 01:33 PM
Jessica, thank you for your kind words. I'm glad to hear that you found the process easy and efficient. It was a pleasure to help guide you through each step with clear communication. If you have any further questions or need assistance, feel...
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Atlantic Bay Mortgage Group through my loan process from the gate to the finish line, processed every step with high clarity. Before and after every phase Tammy called and sent a video of what was needed next, always informed me of how close...
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Reply from Tammy Stowe
July 26th, 2026 01:45 PM
Bettye, I appreciate your kind words about my work during your loan process. I'm glad to know that the communication and clarity provided were helpful to you. Thank you for placing your trust in Atlantic Bay Mortgage Group and sharing your...
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About
I’m here to assist homebuyers any way I can. I’ll do my best to provide them with the best product and customer service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 91236
- Licensed in GA #56592, FL, NC, SC, TN, VA & AL
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.