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Tammy Graff, Ruoff Mortgage - Senior Loan Officer | NMLS# 147741 | Ruoff Mortgage NMLS# 141868 in Niles, MI

Tammy Graff, Ruoff Mortgage

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Senior Loan Officer | NMLS# 147741 | Ruoff Mortgag...

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Additional Licenses: NMLS# 147741 | Indiana and Illinois. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is ... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
  • Encompass
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    Martin I
    Crown Point, IN
    Posted on April 30th, 2025 03:13 PM
    Speed of the process, essy to use website, Tammy is excellent lian office
    Reply from Tammy Graff, Ruoff Mortgage
    March 18th, 2026 06:35 PM
    I'm thrilled to hear that you found the process speedy and the website easy to use. It was a pleasure assisting you, and I appreciate your kind words about my work. If you have any further questions or need assistance in the future, feel free...
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    Nancy R
    Posted on February 3rd, 2025 06:25 PM
    Tammy is wonderful! Highly recommend
    Reply from Owner
    February 5th, 2025 03:05 PM
    Nancy, thank you so much for this wonderful review! It means the world to me. I truly appreciate your kind words and recommendation. I enjoyed working with you and am so glad I could help make your home financing experience a positive one....
    read more
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    Shannon R
    Posted on January 5th, 2025 08:19 PM
    Tammy Graff, Ruoff Mortgage has received a review with 5 star rating from Shannon R
    Reply from Owner
    February 3rd, 2025 06:39 PM
    Shannon, thank you so much for this amazing review! It was an absolute pleasure working with you on your home loan. Helping you achieve your homeownership dreams is the most rewarding part of my job here at Ruoff Mortgage. I really appreciate...
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  • Encompass
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    Shannon D R
    Gary, IN
    Posted on January 5th, 2025 08:19 PM
    Great Communication and Patience with Me
    Reply from Tammy Graff, Ruoff Mortgage
    March 18th, 2026 06:35 PM
    I'm so pleased to hear your positive feedback, Shannon! I strive to provide excellent communication and patience to all my clients at Ruoff Mortgage. It's fantastic to know that you've had a 5-star experience. Your satisfaction is my top priority....
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    Ryan B
    Posted on January 2nd, 2025 04:10 PM
    Tammy Graff, Ruoff Mortgage has received a review with 5 star rating from Ryan B
    Reply from Owner
    February 5th, 2025 03:11 PM
    Hey Ryan, thank you for the 5-star review. It was an honor to help you and your family with your new home.
  • Encompass
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    Ryan B
    Portage, IN
    Posted on January 2nd, 2025 04:10 PM
    Tammy was very knowledgeable and helpful through this whole process.
    Reply from Tammy Graff, Ruoff Mortgage
    March 18th, 2026 06:35 PM
    Thank you so much Ryan! Congratulations again!
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    Paula M G
    Dyer, IN
    Posted on December 20th, 2024 04:30 PM
    Tammy is a pleasure to work with! Knowledgeable, efficient and experienced!
    Reply from Tammy Graff, Ruoff Mortgage
    March 18th, 2026 06:35 PM
    Thank you so much Paula!!
  • Encompass
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    Bradley D Z
    Dyer, IN
    Posted on December 19th, 2024 05:10 PM
    friendly anknowledgeable
    Reply from Tammy Graff, Ruoff Mortgage
    March 18th, 2026 06:35 PM
    Hi Bradley! I appreciate your 5-star rating and your kind words. I'm glad to hear that you found me friendly and knowledgeable. It was my pleasure to assist you, and should you need anything else in the future, don't hesitate to reach out....
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  • Encompass
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    Benjamin S
    Hebron, IN
    Posted on September 22nd, 2024 09:25 PM
    Every step was so organized and on time that we were able to close eight days earlier than expected This could not have been done without the help of Tammy Graff
    Reply from Tammy Graff, Ruoff Mortgage
    March 18th, 2026 06:35 PM
    It's fantastic to hear that you were able to close earlier than expected, Benjamin! I'm thrilled I could assist with the process and make it a smooth experience for you. It was a pleasure working with you on your mortgage process at Ruoff Mortgage....
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    Ray H
    Posted on June 6th, 2024 01:47 AM
    Just closed on our home and wanted to give Tammy Graff a shout out for making the process easy and stress free. This has been the most pleasant experience of all the home I have purchased.
    Reply from Owner
    September 5th, 2024 07:27 PM
    I'm thrilled to hear you had such a positive experience, Ray! Your kind words are greatly appreciated. It's always my goal to make the mortgage process as stress-free as possible for my clients. Hearing that this was the most pleasant home...
    read more
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    About
    Additional Licenses: NMLS# 147741 | Indiana and Illinois. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    First Time Homebuyers
    FHA Loans
    VA Loans
    Conventional Loans
    USDA Loans
    Cash Out Refinancing
    Refinance
    Second Homes
    View All
    What is the Search Rank Score®?
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    Positions
    • Ruoff Mortgage - Sr. Mortgage Originator
      Oct 10, 2016 - Current
    Memberships
    • NMLS Member
    Addresses and Serving Areas

    Year Started

    1994

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 147741
    • Indiana
    • Illinois
    • View All
    Hobbies
    • Spending time with my family!
    • Gardening
    • Taking my best friend to the dog park.
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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