Tammy Graff, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 815 East Main Street Suite B, Niles, Michigan, 49120
Telephone: +1-219-730-7154
Rating: 4.97

Senior Loan Officer | NMLS# 147741 | Ruoff Mortgag...

Ruoff Mortgage - Niles

4.97

(25)

Mortgage

Mortgage Loan Officer

Contact Info

(219) 730-7154

Niles, MI

https://www.ruoff.com/lending-centers/niles

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

View All days

Search Reviews

Write a Review

4.97

(25)

Filter by Date

Range

Filter by Rating

Experience.com

4.95

(18)

Google

5.0

(7)

Show All

Reset all filters

Guided me easily through the whole process! Super friendly and knowledgeable! Made the whole process not stressful at all

Reply from Tammy Graff, Ruoff Mortgage

March 18th, 2026 06:35 PM

I am so glad I was able to make this a happy experience for you!!

Tammy Graff, Ruoff Mortgage has received a review with 5 star rating from Phil C

Tammy was great to work with and always easy to reach if I had a question.

Reply from Tammy Graff, Ruoff Mortgage

May 19th, 2026 04:57 PM

Thank you so much Phillip! You were a pleasure to work with and I'm so happy for you.

Tammy Graff has been an excellent loan officer for a veteran such as myself. She was easy to talk to without feeling judged or anxious. She was always willing to answer my questions and address any concerns that I had. She remained patient,...

Reply from Owner

March 9th, 2026 08:42 PM

Chrissy, I truly appreciate your kind words and recommendation. It was my priority to ensure that you felt comfortable and supported throughout the process. Addressing your concerns and questions with honesty and patience is integral to my...

Tammy Graff was very patient and informative throughout the entire process. She remained honest even if it did not always benefit me. I appreciate her services and helping me to close on my home.

Tammy is am amazing person and professional. She is always available, places her clients first, and has a exceptional knowledge. Her customer serice and attention to detail made this process quick and efficient. Tammy has an amazing work ethic...

Reply from Owner

May 19th, 2026 04:59 PM

Thank you so much for your kind words, Steve. I'm pleased to hear that you felt supported and prioritized throughout the process. I always strive to provide efficient and attentive service, and it's appreciated to know that my efforts made...

Reply from Tammy Graff, Ruoff Mortgage

March 18th, 2026 06:35 PM

Stephen, your kind words truly mean a lot to me. Being available and prioritizing my clients is something I value greatly, and I'm pleased to hear that my approach made the process efficient for you. Ensuring a smooth experience and paying...

Tammy was the perfect partner in guiding us through our loan process. Her incredible depth of knowledge and patience explaining things to us during the entire process was a priceless gift. She was always just a phone call away for my last minute...

Reply from Tammy Graff, Ruoff Mortgage

March 18th, 2026 06:35 PM

I'm genuinely grateful for your thoughtful words, Debra. Guiding you through the loan process and being there to answer your questions was my pleasure. I understand how important it is to have support during such significant decisions, and...

Honesty no sales

Reply from Tammy Graff, Ruoff Mortgage

March 18th, 2026 06:35 PM

Thank you, Carol, for highlighting honesty in your review. I always aim to provide straightforward and transparent service without any sales pressure. It’s important to me that you feel comfortable and informed throughout the mortgage process....

Speed of the process, essy to use website, Tammy is excellent lian office

Reply from Tammy Graff, Ruoff Mortgage

March 18th, 2026 06:35 PM

I'm thrilled to hear that you found the process speedy and the website easy to use. It was a pleasure assisting you, and I appreciate your kind words about my work. If you have any further questions or need assistance in the future, feel free...

10 of 25

About

Additional Licenses: NMLS# 147741 | Indiana and Illinois. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

First Time Homebuyers

FHA Loans

VA Loans

Conventional Loans

USDA Loans