Steve Wilcox
Top Rated Mortgage Advisor
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM(Open now)
Sun
closed
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Reviews from Web
Steve and his team was great to work with. He helped me get a grant that was offered for Law Enforcement Officers to assist with my down payment. This was our first home and they made it extremely easy to submit all of the necessary paperwork....
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Reply from Owner
July 28th, 2023 12:00 AM
Thank you so much for sharing your positive experience with us, Alex! We're thrilled to hear this and hope you are enjoying your new home :)
Thanks for all the amazing work on helping me with my 2nd home purchase. Steve and his team are amazing. They’ve helped me twice going through the stressful home buying process. However, with Steve (and team) the experience seamless. Highly...
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Reply from Owner
July 28th, 2023 12:00 AM
Thank you for the kind words and support over the years, Jessica! We appreciate you and hope you are loving your new home! :)
We loved working with Steve and his team. They explained everything perfectly, always available to answer questions and got the process done quickly. I would recommend them to everyone who is looking for a Loan.
Reply from Owner
July 28th, 2023 12:00 AM
Thank you so much Rachel!! We loved working with you as well :)
My husband and I are first time home buyers both with busy schedules. They made it so easy for us to get into our new home! They were communicative and professional! We always knew what we needed to do and they were very patient with us when...
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Reply from Owner
July 28th, 2023 12:00 AM
So happy for your first home purchase Sam!! Thanks for the kind words and for allowing us to be a part of your new adventure! :)
Steve and his team were awesome and definitely went above and beyond to ensure a great rate on our loan and to make the buying process as easy as possible. I would recommend them to anyone!
Reply from Owner
July 28th, 2023 12:00 AM
Thank you so much Colton! You and Sam were so great to work with as well :)
Steve and his wonderful team have once again guided through the home buying process drama-free. They are polite, professional and patient!!!!
Thank you guys so much.
Reply from Owner
July 28th, 2023 12:00 AM
We love working with you Vern! Thanks for all the support over the years, we appreciate you so much :)
Loan process was very quick and easy. Steve and his team are great to work with and helped us every step of the way
Reply from Owner
July 28th, 2023 12:00 AM
Thanks for the kind words Steven! Hope you're enjoying your beautiful new home. :)
Wow, Steve and his team are phenomenal from start to finish. Everything was so smooth and efficient. I will definitely be doing my next home loan with Steve.
Reply from Owner
January 1st, 1970 12:00 AM
Thank you, Greg! Always a pleasure to work with you :)
This was mine and my wife's first home and we had no clue what to do Steve Whitley and the rest of his team went above and beyond to help us with all of our questions and inquiries we were above impressed with the way that the company handled...
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Reply from Owner
July 28th, 2023 12:00 AM
Thank you for the kind words Ray!!! We loved helping you and Rose get into your first home! We look forward to working with you again in the future and hope you are enjoying your new home :)
The team is amazing! They are efficient, friendly and knowledgeable, I never had to wait on them for an answer or transaction, we were very impressed!
Reply from Owner
January 1st, 1970 12:00 AM
Thank you, Keri! We were honored to help you with your home purchase. :)
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444