Steve Wilcox
Top Rated Mortgage Advisor
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM
Sun
closed
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Reviews from Web
Steve and Primary Residential Mortgage are the best and will go to all lengths to get your loan situated to your needs. The biggest factor is he knows the demographics and pay structure of our little world in Elko Nevada and surrounding areas....
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Reply from Owner
June 3rd, 2024 07:47 AM
Hi Scott, thank you so much for trusting us. And big thanks also for recommending us to other people.
You guys were wonderful throughout the Hamblin’s transaction! Thank you!
Reply from Steven Wilcox
August 21st, 2024 08:07 AM
Thank you so much for the kind words, Cortnee! I'm glad to hear that you had a wonderful experience with the Hamblin's transaction. Your satisfaction means a lot to us at Primary Residential Mortgage, Inc. We always strive to provide the best...
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What a wonderful experience this was for us! Steve and his team made me feel like no questions were dumb questions. Always contacted me back in a timely manner even if it was on a Sunday.
Reply from Steven Wilcox
August 21st, 2024 08:07 AM
I'm delighted to hear you had a positive experience, Tasia. It was a pleasure assisting you and your questions were certainly not dumb. Our goal is to ensure our customers fully understand the process and we're glad we could achieve this with...
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Steve and his team are wonderful people to work with! Wouldn't want to do business anywhere else! 100% Guaranteed forever clients and Friends.
The Montoya Family
Reply from Steven Wilcox
August 21st, 2024 08:07 AM
I'm thrilled to hear such good feedback, Richard! It's always our goal at Primary Residential Mortgage, Inc. to provide the best possible service. Knowing that we have earned your long-term trust means the world to us. Looking forward to continuing...
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I really appreciated the constant follow up and updates along the way. They really helped make the process easier.
Reply from Steven Wilcox
August 21st, 2024 08:07 AM
I'm thrilled to hear that you found the process easy because of our constant updates and follow-ups, Alexander. Your feedback means a lot to me and the entire team at Primary Residential Mortgage, Inc. It's always our goal to provide top-notch...
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Steve and his team made the experience of buying a home exciting! He cares about the people he’s working with on a personal level, not as just a transaction 🙏 We knew he cared about us and helped with anything we may have needed along the...
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Reply from Steven Wilcox
August 21st, 2024 08:07 AM
Hi Leslie, thank you so much for your wonderful review. It was a pleasure assisting with your home buying journey. I strive to make each client's experience memorable and I'm thrilled to hear that you found the process exciting. Your satisfaction...
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We love working with Steve and his team. They are very efficient and make each process as easy as possible.
Reply from Steven Wilcox
August 21st, 2024 08:07 AM
I'm thrilled to hear that you had a positive experience working with me and my team at Primary Residential Mortgage Inc., Brooke. We strive to make each process as efficient and stress-free as possible. Thank you for your kind review and for...
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Working with Steve and his team has been absolutely fantastic! They've turned the loan process into a walk in the park. Communication? They've nailed it - always keeping you in the loop. Whether you're buying, refinancing, or a realtor in need...
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Reply from Steven Wilcox
August 21st, 2024 08:07 AM
Hi Jessica, Thank you so much for your kind words and fantastic rating! I'm thrilled to hear that you had a positive experience with my team at Primary Residential Mortgage, Inc. We strive to make the loan process as smooth as possible and...
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Steve was super helpful with any and all the questions I had. Especially since I work a odd schedule and he'd message me back pretty quick. Extremely pleased with how it came along.
Reply from Steven Wilcox
August 21st, 2024 08:07 AM
I'm extremely pleased to hear that you had a positive experience, Joshua. It was genuinely my pleasure to assist you, making sure all your questions were answered no matter the time of day. It's great to know that my quick responses were helpful...
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Super helpful, friendly, and did a great job keeping me in the loop with everything going on through the whole process
Reply from Steven Wilcox
August 21st, 2024 08:07 AM
I'm truly appreciative of your positive feedback, Chancelor. I'm thrilled to hear that you found my service helpful and friendly. I always aim to keep my clients updated throughout the entire process as it's part of the commitment I have with...
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444