

Steve Wilcox
Top Rated Mortgage Advisor

A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM
Sun
closed
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Reviews from Web
Steve and his team were a pleasure to work with! They made the whole process a breeze and everyone was super helpful and welcoming! Would definitely recommend and use again !
Reply from Owner
August 28th, 2024 12:00 AM
Thank you so much for the fantastic rating and review, Taylor! It was a pleasure to work with you and we are thrilled to hear that your experience was a breeze!!
2nd Mortgage with Steve Wilcox team and PRMI and I couldn’t ask for a better experience. Honesty, integrity & dedication to their craft makes the process so seamless. Mortgages can be stressful & a little scary to take on, but I wouldn’t go...
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Reply from Owner
July 28th, 2024 12:00 AM
Thanks for your continued trust Andrew! We were so happy to work with you again and really appreciate the kind words. :)
Steve and Primary Residential Mortgage are the best and will go to all lengths to get your loan situated to your needs. The biggest factor is he knows the demographics and pay structure of our little world in Elko Nevada and surrounding areas....
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Reply from Owner
July 28th, 2024 12:00 AM
Hi Scott, thank you so much for trusting us. And big thanks also for recommending us to other people.
Was great, the whole team was helpful and explained everything. They answered questions we had right away.
Reply from Owner
July 28th, 2024 12:00 AM
We're so glad to hear that you had a great experience with our team! Thank you for your kind words Jenni. :)
Steve and his team were incredible. Very intelligent, great communication and worked tirelessly to help us get the best rates and options for our home.
Reply from Owner
July 28th, 2024 12:00 AM
Thanks Maddi! It was a pleasure working with you to get you into the right mortgage options for your home.
I never spoke with Steve Wilcox directly. I can tell you his team was very professional and responsive. They took good care of me and never left me hanging or waiting. I highly recommend Primary Residential Mortgage, Inc. Steve must be a good...
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Reply from Owner
January 1st, 1970 12:00 AM
Thanks, Eloy! One thing about our team is that even though I didn't speak with you directly, I was right there making sure your file got closed on time and you had that 5-star experience! I'm definitely a lucky duck to have my team by my side,...
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Steve Wilcox is the best! Through the whole process of our home loan he kept in contact with us, answered all the questions we had and found us the best loan and interest rate he could. He is always professional and we will be using him again!...
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Reply from Owner
July 28th, 2024 12:00 AM
Thank you for the continued support over the years Tony! It means a lot :)
Steve, Whitley and Debbie walked us through the mortgage process step by step, and helped us get into our first home. They are professional, knowledgeable, and thorough.
Reply from Owner
July 28th, 2024 12:00 AM
Thank you Kamilla! We really enjoyed working with you guys, hope you are enjoying your new home! :)
Great loan processing experience, no guesswork, friendly and upfront!
Reply from Owner
July 28th, 2024 12:00 AM
Thank you for the kind words Jacki, we really enjoyed working with you! :)
Steve was amazing from start to finish. He was very responsive with any questions I had throughout the whole process and was a very genuine person. By the end of the whole process I felt like I gained a friend. 🍻 cheers Steve!
Reply from Owner
July 28th, 2024 12:00 AM
Thanks man, I feel the same!! It was great working with you!
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444