

Steve Wilcox
Top Rated Mortgage Advisor

A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 7 PM
Sat
8 AM to 7 PM
Sun
closed
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Reviews from Web
Steve Wilcox and his team are so knowledgeable, efficient, detail oriented, and an all around pleasure to work with. Was especially impressed when Steve remembered that I wanted to purchase my home for the beautiful views and the deck to enjoy...
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Reply from Owner
August 5th, 2024 06:03 PM
Thank you for the kind words Carey!! We are so happy you got that beautiful view you dreamed of! :)
Steve and his team are extremely knowledgeable and professional. With our loan being somewhat unorthodox, they pushed through and made it happen even with the tight time frame.
Reply from Steven Wilcox
August 22nd, 2024 09:15 PM
Thank you so much for the positive review, Jordan! I'm thrilled to hear that you felt supported by my team and I during the loan process. We do enjoy a challenge and it was our pleasure to help make your loan happen within the tight timeframe....
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The process with Primary Residential Mortgage was absolutely the best experience myself and my boyfriend had with purchasing our home. Steve and his team kept us informed throughout the entire process and closed on our new home in just under...
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Reply from Owner
August 2nd, 2024 07:55 PM
Thank you so much Sheila!! It was great working with you both and we are so happy for you!
We loved how they communicated with us every step of the way. We always knew where we were in the loan process. We were very impressed.
Reply from Steven Wilcox
August 22nd, 2024 09:15 PM
I'm really pleased to hear that you had such a positive experience, Karolee. Open communication during the loan process is something I prioritize, so I'm glad it made a solid impression on you. Looking forward to assisting you in the future....
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Steve and his team are the best. Our close got a little rocky and they were so quick to pivot to make sure we could find something that worked. They have your best interest in mind and are willing to do whatever it takes to make it work. Great...
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Reply from Steven Wilcox
August 22nd, 2024 09:22 PM
Hi Maegen! I'm thrilled to hear you had a great experience with us. It's our duty to ensure that our clients have their interests well taken care of. We do strive to be flexible and adaptable as things can change rapidly in our line of work....
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Steve and his team are phenomenal to work with. They care about you as an individual. They work fast and efficiently. They address all your questions promptly and help you with whatever you need throughout the whole process. Highly recommend!...
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Reply from Owner
July 31st, 2024 06:55 PM
Thanks so much Scott! It was great working with you and we look forward to being able to assist you in the future.
Steve and his team were amazing to work with!! They were always a step ahead and the ball was always rolling in the right direction!! Couldn’t have been more impressed with Steve and his team!!! Thanks you guys!! Me and Laura are so happy with...
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Reply from Owner
July 31st, 2024 04:55 PM
Thank you!!! So happy for your family!!
Steve and his team were so helpful with our home buying process! They were always there for any question we had and could always provide us with an answer that best fit our needs! We will absolutely work with Steve and his team again when buying...
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Reply from Owner
July 31st, 2024 04:55 PM
Thank you Kylie, we appreciate your kind words and look forward to working again in the future!!
Highly recommend the Steve Wilcox Team. Very easy to work with, they know their business, and amazing communication from the whole team. As my new lender, they repeatedly went over and above what was their responsibility to make sure everything...
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Reply from Owner
July 31st, 2024 04:49 PM
Thanks Gail, we are so happy all the stars aligned for you!!! We appreciate you in trusting us with your new purchase and hope you know you can always reach out to us anytime! :)
Steve and his team were on point everytime we turned around! They were always a step ahead of the game!! Super impressed with steve and his team!!
Reply from Owner
July 31st, 2024 04:44 PM
Thanks for being so great to work with Mike!! Hope you enjoy your new home!
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About
A mortgage is the Fulcrum point for most American's finances. It affects many of the financial decisions that a household makes and can ultimately determine the majority of one's net worth. It is estimated that home equity accounts for over 68% of the average American's net worth. In other words, owning a home and having a mortgage is a very big deal. With that much on the line, it is important to trust this most crucial of decisions to a trusted source. With over 18 years experience in mortgage financing, Steve has seen a great deal of the ups and downs of the mortgage world. He & his team know how to navigate this sometimes tricky terrain in helping our clients meet their financial goals and dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Primary Residence Loans
Home Loan Refinance
Investment Property Loans
Second Home Loans
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
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Positions
- Fulcrum Home Loans - Loan OfficerAug 12th, 2024 - Current
Memberships
- NMLS
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Licenses
- NMLS # 85327
- NMLS# 1926444
Achievements
- Top 1% Originator In American 2020 - 2024
- Top Loan officer Recognized By Scotsman Guide
- 1st Place - Best In Davis County
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Hobbies
- Mountain Biking
- Hiking
- Outdoors
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Disclaimer
| Equal Housing Opportunity | All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Not an offer to extend credit or a commitment to lend. Terms subject to change without notice. Fulcrum Home Loans NMLS#: 1926444