

Steven Clifford
Senior Mortgage Banker | NMLS# 631051

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Steve Clifford was fantastic!! He really simplified the process for me. Cliff was more than willing to thoroughly explain anything I had questions about. He also went above and beyond to assist me with every hurdle that I faced! Thanks again...
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Reply from Flat Branch Home Loans - Steven Cli...
March 14th, 2019 11:16 PM
Jeff, thanks for the kind words. You were amazing to work with and happy that you have a place to call your own now. Can't wait for the house warming party.....I'll bring the Ciroc my friend
Steve was amazing! Not only extremely helpful, but an overall great person.
Highly recommend.
As a first time buyer, the process can be very daunting. But luckily Steve was there. He is friendly, knowledgable, and extremely hard working. Every step of the way, Steve was at the ready to answer my questions, no matter how trivial and...
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Steve and his team were awesome to work with. My husband and I felt no pressure during the loan approval process! Flatbranch is a good choice when searching for a home lending service
Steve Clifford was available day or night, he was very informative. Steve assisted me step by step with clear and easy instruction........ Thank you!
Steve was a great help every step of the way. Answered any and every question we had.
Steve was a great help getting our re-fi closed. I know we were a pain in the rear since we are self-employed and our taxes are always a mess, but he pulled it off. And it was relatively painless!!!
Steven went above and beyond with helping be purchase my first house. He made sure I understood what was being requested and that we were done efficiently and effectively. I appreciated the steps he went through to make sure I understood where...
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Steve helped us secure a home loan during our recent move. From the outset, he was professional, accessible and highly personable. He responded to our questions and concerns in a timely fashion, and from start to finish was a dependable advocate....
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149