

Steven Clifford
Senior Mortgage Banker | NMLS# 631051

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
5 star customer review
Clifford and Emily made the entire process of purchasing my first home an extremely pleasant experience. Having tried using other lenders before, I did not expect the level of communication as well as the honesty and caring relationship I encountered...
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5 star customer review
Steve Clifford is the best!
Steve was amazing to work with! he made the entire process of our home loan extremely easy! highly recommend!
Reply from Flat Branch Home Loans - Steven Cli...
December 13th, 2019 04:21 PM
Mollie, thank you for the kind words. You and Jeff were amazing to work with. Happy you both and 'lil Ryleigh can start creating new memories in your new home!
5 star customer review
Steven was wonderful to work with! I was hesitant to use someone I know in case something went wrong along the way or I bombarded them with too many questions, but the whole process was so smooth and easy! Steven kept me informed of exactly...
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Reply from Flat Branch Home Loans - Steven Cli...
September 18th, 2019 03:00 PM
Thank you for the kind words. Always love helping a family buy their first house, especially when they are family. Happy for you and Robb, and having your own place create amazing memories with Jax.
Steve was awesome to work with! He was always available to answer any question we had or run the numbers on homes we were planning on looking at to give us an idea of what to expect. Outstanding guy and great to work with! Thank you for everything!...
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Reply from Flat Branch Home Loans - Steven Cli...
August 30th, 2019 03:16 PM
Thank you for the kind words. You and Jade were awesome to work with. So happy you are starting the next chapter in your new beautiful house.
Steve was very helpful in working through a difficult closing. He met all of Our needs and then some. If you want a partner who cares about getting you want you want Steve is your guy.
Reply from Steven J Clifford
June 14th, 2019 02:16 AM
Appreciate the kind words. So happy for you and the family.
Steve was amazing. 10 stars
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149