

Steven Clifford
Senior Mortgage Banker | NMLS# 631051

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Perhaps I got lucky to find flat branch home loan when I had to purchase a home in an unstable real estate market. However everything turned out to be a quite positive experience when one of the experts “ senior home loan officer Mr. Steven...
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Steve Clifford Was great. He was prompt, professional and knowledgeable. I would recommend him to anyone. Made the transaction very easy
Steve has always been great and very knowledgeable. Makes the process easy and effortless.
The Flat Branch team was very courteous and professional. I recommend their service when buying a home.
Steve Clifford was amazing! He was available at all times-days, nights, weekends...he kept me informed of every step of the process and was incredibly helpful!
Steve did a remarkable job. Always kept us informed and updated on any changes. Chelsea was on top of things when it came down to the closing and did a great job. When dealing with a builder for months it’s a relief when the mortgage loan process...
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Steve Clifford is the best money man in the business! We did a last minute tour on a home that we absolutely loved and the bid deadline was 9 a.m. the next day. It was nearing 10 p.m. when I got all of the info to Steve and he had our approval...
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I had a pleasure of working with you’ll and if I had the chance to do it again of course I would I appreciate each and everyone of you from the bottom of my heart and back to the top were it belongs lol I love you’ll guys and now it’s time...
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the process was painless and quick! Steve was awesome to work with,kept us informed, and was able to answer any questions or concerns we had. Thanks for a great experience!
Steve is amazing to work with. Him and his team make the process to purchase or buy a breeze. I recommend him to everyone I know!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149