Steven Clifford
Senior Mortgage Banker | NMLS# 631051
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Our Loan Officer was responsive and helpful early on in our process - I certainly appreciate his patience as I believe it took us around a year to find our home. \r\n\r\nUnfortunately, ANY calls made to Flat Branch by our realtor went unanswered...
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Steve was very easy to work with and was prepared when we met with him. Keep up the good work Flat Branch and Happy Holidays.
The home loan closing estimate should be the absolute maximum amount possibly due
Excellent keep your good work.
Steve, Amy, and Amber did an excellent job.\r\nWe requested an early closing putting more pressure on the team and they far exceeded our expectations with everything we requested.\r\nClosing went really good with no surprises.\r\nThank you...
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5 star customer review
4 star customer review
Steven Clifford was amazing to work with. The whole process was easy and he kept us updated as we moved forward with the refinance.
Steven, you and your team at Flat Branch are the best, no worries throughout the entire process. I can highly recommend you and Flat Branch to any family member or friends looking to buy a new or existing home.
Steven was great to work with, he's my go-to guy in St. Louis and beyond!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
First Time Home Buyer
Down Payment Assistance - MHDC/IHDA/IHCDA/Chenoa/Essex
Bank Statement Loans
Renovation Loans - FHA Limited 203k, Conventional HomeStyle/Choice
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Memberships
- The Giving Branch Board Member
- American Cancer Society Representative - Making Strides Against Breast Cancer
- I9 Soccer Coach
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Addresses and Serving Areas
Primary Serving Area
Year Started
2016
Licenses
- NMLS# 631051
Awards
2026 Scotsman Guid...
Achievements
- Board Member of The Giving Branch
Hobbies
- Bowling
- Golf
- Sporting Events
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149