

Steve Schutt
Branch Leader

I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that... Show More
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To start, love that a person answers the phone and not any type of automation! They were friendly and patient as we were working together from both sides of the country. Communication is key to a good business. They always returned calls promptly...
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Reply from Steve Schutt NMLS #342876 Movement ...
October 22nd, 2025 12:55 PM
It's wonderful to hear that you valued the personal touch and accessibility of our service, Darrell. Maintaining open and prompt communication is indeed a priority for me, and I'm glad it made your experience positive despite the distance....
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Always ready and on top of everything . I don't think I ever had to wait longer than 30 minutes for Movement to respond to an email. I asked Steve a ton of questions and he always gave thorough answers. Everyone at Movement is extremely kind...
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Reply from Steve Schutt
October 23rd, 2025 08:56 PM
I'm grateful for your feedback, Trevor. It's important to me that you received timely responses and thorough answers to your questions. Knowing that you felt supported by my team means a lot. Your recognition of our commitment and kindness...
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Steve and his team were very knowledgeable and helped us through every step of the process and ensured we stayed on track for closing. They effectively explained the differences betweenthe VA and conventional loans and showed us estimates of...
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Reply from Steve Schutt
October 23rd, 2025 09:01 PM
Robert, thank you for sharing your experience. It's rewarding to know that my team and I could guide you through the process and provide clarity on loan options, including the differences between VA and conventional loans. Ensuring you had...
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Steve is very great at what he does , he is exteemly professional and can simplify everything for you to where you don't have to think as much ! Highly recommend
Reply from Steve Schutt NMLS #342876 Movement ...
September 5th, 2025 01:31 PM
I appreciate your thoughtful review, Chad. It's great to hear that the process felt simplified and manageable for you. I strive to ensure clarity and professionalism, making things as straightforward as possible. Thank you for recommending...
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Outstanding communication with the buyer and buyers Realtor. Quick to react when new information was needed. Care and attention to buyer even at the closing table. Highly recommend!
Reply from Steve Schutt NMLS #342876 Movement ...
September 5th, 2025 01:33 AM
Thank you for your feedback, Debbie! It's wonderful to know that the communication and support we provide made a positive impact on the process as a whole. Your recommendation of our team and service truly means a lot to me. If you need any...
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Constant communication throughout the entire process. Very friendly, helpful and eager to make sure every step is explained in detail and to our full understanding. It came to the wire for closing day, due to some unforeseen circumstances,...
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Reply from Steve Schutt NMLS #342876 Movement ...
August 31st, 2025 01:51 PM
Matthew, I'm thrilled to hear that you had such a positive experience with the process and found our communication throughout helpful and clear. It's always our goal to ensure everything is understood every step of the way. I'm pleased we were...
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For me, the communication experience is what made this great. I knew exactly what was happening at all times, every detail and option was thoroughly explained, and I was given (and used) multiple avenues to get answers to any questions I had....
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Reply from Steve Schutt NMLS #342876 Movement ...
August 27th, 2025 05:24 PM
William, I appreciate your thoughtful review. It's great to hear that the communication made the experience a positive one for you. Ensuring you felt informed and supported with all your options is something that's very important to me. I'm...
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love the communication that comes from Team Schutt
Reply from Steve Schutt NMLS #342876 Movement ...
August 27th, 2025 05:27 PM
Thank you, Debbie, for highlighting the communication from Team Schutt. I believe that staying in touch with the entire homebuying team and keeping everyone informed is key to a smooth process, and I'm glad that aspect stood out to you. We...
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This is our third mortgage/house purchase with Steve. His knowledge of the industry and service mentality are simply second to none - my wife owns her own real estate brokerage and we as a couple (i.e., both personally and professionally) would...
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Reply from Steve Schutt NMLS #342876 Movement ...
August 15th, 2025 01:19 PM
Thank you for taking the time to share your thoughts on your experiences with mu team. It's truly a privilege to assist you and you and Kelli with your mortgage needs, and house purchases. I'm humbled by your endorsement and grateful our process...
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I refer all of my real estate clients to the Schutt Team and for good reason—they consistently deliver exceptional service, clear communication, and on-time closings. Whether it’s a first-time homebuyer or a seasoned investor, they go above...
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Reply from Steve Schutt NMLS #342876 Movement ...
August 1st, 2025 01:23 PM
Thank you, Meredith, for your strong endorsement. It means a ton to know that you trust us to care for your clients. Providing exceptional service and clear communication is at the heart of what we aim to achieve with every client, regardless...
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About
I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that we exist to love and value people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
VA Loans
FHA Loans
Conventional Loans
Jumbo Loans
Condo Loans
Investment Property Loan
Second Home Loan
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Memberships
- Niceville Valparaiso Chamber of Commerce
- Niceville Valparaiso Chamber of Commerce Chair of the Board 2025
- Junto Tribe Ministries Board of Directors
Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS_ID# 342876
- AL-84247
- AR-128099
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Videos

Awards
Achievements
- Perennial Presidents Club Award Winner
Hobbies
- Family Time
- Youth Sports
- Traveling
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Disclaimer
AL-84247, AR-128099, CO-100536605, FL-LO85230, GA-342876, NC-I-207795, OH-MLO-OH.342876, TN-342876, TX, VA-MLO-60872VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.