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Steve Schutt
Branch Leader
I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that... Show More
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We chose Steve based off recommendations from the community. One of the things that made us most comfortable was his familiarity with every person involved in the process. It was also obvious from the start that Steve and his team were very...
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Reply from Steve Schutt
December 4th, 2023 11:01 PM
Thank you for such a stellar review. It is always a blessing to help those who served our country use their VA benefit to purchase a home. We are grateful you chose to partner with us, and we believe that experience & knowledge of the local...
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Steve was very helpful, clarified issues for us, very pleasant to interact with. He is very good at explaining and helping you make the best decisions for your family. Very interactive and keeping us informed throughout the process. Very pleased....
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Reply from Steve Schutt
July 24th, 2023 07:48 PM
Thank you for the excellent testimonial! It was my pleasure to help you purchase a home in Freeport, Florida. Please know myself and my team are always available as a resource for years to come.
Steve and his company was recommended by a friend who was assisting him in purchasing a home. Overall the communication was prompt and there was always someone available. I had a fantastic experience considering this was all done being military...
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Reply from Steve Schutt
June 13th, 2023 03:57 PM
Thank you for your service, Valerie. We are humbled by your recommendation. We take great pride in being able to serve those who have served our great nation.
I can’t say enough great things about this mortgage team! Andy was professional, responsive, and incredibly efficient from start to finish. His communication was excellent, and he worked seamlessly to keep everything moving forward.Thanks to...
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Reply from Steve Schutt
September 10th, 2026 07:50 PM
Thank you Bethany! We are grateful to serve you and your clients and never take any of those opportunities for granted. I'm so happy to hear your continued experience is top level and that Andy is recognized for all he does to take care of...
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Once again, The Schutt Team for the win!!! It's always a seamless and professional experience from contract to the closing table. I look forard forward to working with Steve, time and time again!
Reply from Steve Schutt
September 4th, 2026 12:59 PM
Lauren, thank you for your kind comments! we greatly appreciate the opportunity to work with your clients and never take that for granted. We appreciate you!
Andy Poveda was FANTASTIC!!!
Reply from Steve Schutt
September 4th, 2026 01:00 PM
Thank you so much for your kind words. We are greatly appreciative of Andy for so many reasons. I am glad you got to experience them as well!
Andy was increible and ended up finding way to get our rate down even lower!!
Reply from Steve Schutt
August 28th, 2026 11:22 PM
Reed, thank you for sharing about your experience with Andy. We are excited to hear how well things went and of course love that he was able to find a way to get the rate even lower than where you started. Congrats on the new home and we look...
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Communication and knowledge is key., Great service
Reply from Steve Schutt
August 27th, 2026 02:37 PM
Thank you Roxanne! I appreciate your kind words and look forward to connecting soon in our post-closing follow up. Congrats!
Steve and his team made my home buying experience stress-free, professional, educational and made it feel like we were in great hands. Will be recommending his services to friends and peers in the area.
Reply from Steve Schutt
August 16th, 2026 09:15 PM
Thank you Jean! I appreciate the opportunity to serve you in this process, especially while overseas which always makes things a little more complicated. I am grateful for your kind words and look forward to being a resource to you and those...
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Steve is a fantastic mortgage officer. He took the time to sit down and go through a few different options for our mortgage. We’ve bought a few homes previously and we’ve never had that much of an in depth discussion on different options and...
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Reply from Steve Schutt
August 10th, 2026 11:51 AM
Thank you Craig (and Jamie!) I greatly appreciate your kind words and the opportunity to serve you in the process of acquiring your new investment property. I am also appreciative of your recognition of the entire process. So much more goes...
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About
I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that we exist to love and value people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
VA Loans
FHA Loans
Conventional Loans
Jumbo Loans
Condo Loans
Investment Property Loan
Second Home Loan
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Memberships
- Niceville Valparaiso Chamber of Commerce
- Niceville Valparaiso Chamber of Commerce Chair of the Board 2025
- Junto Tribe Ministries Board of Directors
Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS_ID# 342876
- AL-84247
- AR-128099
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Videos
Awards
Achievements
- Perennial Presidents Club Award Winner
Hobbies
- Family Time
- Youth Sports
- Traveling
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Disclaimer
AL-84247, AR-128099, CO-100536605, FL-LO85230, GA-342876, NC-I-207795, OH-MLO-OH.342876, TN-342876, TX, VA-MLO-60872VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.