Steve Schutt
Branch Leader
I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that... Show More
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Reviews from Web
We chose Steve based off recommendations from the community. One of the things that made us most comfortable was his familiarity with every person involved in the process. It was also obvious from the start that Steve and his team were very...
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Reply from Steve Schutt
December 4th, 2023 11:01 PM
Thank you for such a stellar review. It is always a blessing to help those who served our country use their VA benefit to purchase a home. We are grateful you chose to partner with us, and we believe that experience & knowledge of the local...
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Steve was very helpful, clarified issues for us, very pleasant to interact with. He is very good at explaining and helping you make the best decisions for your family. Very interactive and keeping us informed throughout the process. Very pleased....
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Reply from Steve Schutt
July 24th, 2023 07:48 PM
Thank you for the excellent testimonial! It was my pleasure to help you purchase a home in Freeport, Florida. Please know myself and my team are always available as a resource for years to come.
Steve and his company was recommended by a friend who was assisting him in purchasing a home. Overall the communication was prompt and there was always someone available. I had a fantastic experience considering this was all done being military...
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Reply from Steve Schutt
June 13th, 2023 03:57 PM
Thank you for your service, Valerie. We are humbled by your recommendation. We take great pride in being able to serve those who have served our great nation.
Thank you for everything!!
Reply from Steve Schutt
October 12th, 2026 07:46 PM
You are so welcome! It was truly a pleasure working with you and Luke in the purchase of your very first home. We'll be in touch in a few weeks to make sure you have everything needed for your first payment. Congrats again!
This client was denied by another lender who spent 0 time with them. Brody jumped right in and found a way to get them pre approved for a conventional loan.Most lenders would have given up. He went to bat for the client and spent alot of time...
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Reply from Steve Schutt
October 12th, 2026 07:49 PM
Yes! Far too often loan officers aren't willing to take the extra time to help navigate to a solution but that is not us! Brody was all over this and we are grateful to have been able to get them into their first home. We know what that does...
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We had a perfect experience through your company. Thank you for your fast responses and hard work!
Reply from Steve Schutt
September 29th, 2026 10:14 PM
I'm grateful to hear that you had a perfect experience with our team! Thank you for appreciating our fast responses and hard work and for taking a few mins to share your thoughts. We'll be in touch in a few weeks to make sure you have everything...
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The Schutt Team made closing simple and easy
Reply from Steve Schutt
September 24th, 2026 07:21 PM
I'm pleased to hear we were able to make your closing process simple and easy. Ultimately, that is one of our main goals! Smooth sailing to the closing table. Congrats!
I can’t say enough great things about this mortgage team! Andy was professional, responsive, and incredibly efficient from start to finish. His communication was excellent, and he worked seamlessly to keep everything moving forward.Thanks to...
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Reply from Steve Schutt
September 10th, 2026 07:50 PM
Thank you Bethany! We are grateful to serve you and your clients and never take any of those opportunities for granted. I'm so happy to hear your continued experience is top level and that Andy is recognized for all he does to take care of...
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Once again, The Schutt Team for the win!!! It's always a seamless and professional experience from contract to the closing table. I look forard forward to working with Steve, time and time again!
Reply from Steve Schutt
September 4th, 2026 12:59 PM
Lauren, thank you for your kind comments! we greatly appreciate the opportunity to work with your clients and never take that for granted. We appreciate you!
Andy Poveda was FANTASTIC!!!
Reply from Steve Schutt
September 4th, 2026 01:00 PM
Thank you so much for your kind words. We are greatly appreciative of Andy for so many reasons. I am glad you got to experience them as well!
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About
I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that we exist to love and value people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
VA Loans
FHA Loans
Conventional Loans
Jumbo Loans
Condo Loans
Investment Property Loan
Second Home Loan
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Memberships
- Niceville Valparaiso Chamber of Commerce
- Niceville Valparaiso Chamber of Commerce Chair of the Board 2025
- Junto Tribe Ministries Board of Directors
Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS_ID# 342876
- AL-84247
- AR-128099
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Videos
Awards
Achievements
- Perennial Presidents Club Award Winner
Hobbies
- Family Time
- Youth Sports
- Traveling
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Disclaimer
AL-84247, AR-128099, CO-100536605, FL-LO85230, GA-342876, NC-I-207795, OH-MLO-OH.342876, TN-342876, TX, VA-MLO-60872VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.