

Steve Schutt
Branch Leader

I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that... Show More
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Steve and his whole team were always on top of things and super transparent on the entire process for buying a home. The entire team is super polite and professional and assisted me in any way I needed. They made the process so easy I can't...
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Reply from Steve Schutt
January 18th, 2026 10:05 PM
Thank you for the feedback, Blake! It’s wonderful to hear that the transparency and professionalism from my team supported you so well during your home-buying journey. Making the process easy for you is a top priority, and I'm pleased to know...
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Communication every step of the way. Everyone has been awesome to work with.
Reply from Steve Schutt
January 18th, 2026 10:09 PM
Thank you for your feedback, Stacy. I love hearing the communication met your needs and that you found everyone easy to work with. Ensuring a smooth experience is a top priority for me. Congrats on your new home and we'll be in touch again...
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The ability to communicate directly with Steve and his staff was a great convenience.
Reply from Steve Schutt NMLS #342876 Movement ...
January 15th, 2026 11:20 PM
I'm glad to hear that direct communication with me and my team was convenient for you. Ensuring that the process is as smooth as possible is always a priority. Congrats again on your new condo!
The best rate and most pleasant experience to work with Steve and his team.
Reply from Steve Schutt NMLS #342876 Movement ...
January 13th, 2026 12:10 AM
Much appreciated! It's wonderful to hear that you found the rates favorable and the experience with me and my team pleasant. We are always here for you and Karin! Enjoy the new home!
⭐⭐⭐⭐⭐I had an excellent experience working with Steve at Movement Mortgage. From start to finish, Steve was knowledgeable, responsive, and genuinely invested in making the process smooth and stress-free. He took the time to explain every step...
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Reply from Steve Schutt
January 13th, 2026 12:12 AM
I'm grateful for your thoughtful review, GLD. It's wonderful to hear about your positive experience with our team. Ensuring a smooth and stress-free process while providing clarity and responsiveness is always our goal. I'm glad these efforts...
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Steve was great! He was very accessible and explained things in simple ways that I could understand as a first time home buyer.
Reply from Steve Schutt
January 13th, 2026 12:12 AM
I'm happy to hear that you found my support helpful through your home-buying journey, Deziree. I aim to make the process clear and understandable, especially for first-time homebuyers. If there's ever anything more you need, feel free to reach...
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Steve and his team make the experience personal and professional. Very good communication throughout the process.
Reply from Steve Schutt NMLS #342876 Movement ...
December 31st, 2025 11:43 AM
Thank you Jay! Your 5 star review is more meaningful given the last minute adjustment we had to make. Thank you for your grace and patience there. This tells me that even when things don't go 100%, exactly as planned, how that is handled and...
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Exceptional customer service, the ease of the whole process, excellent communication throughout
Reply from Steve Schutt NMLS #342876 Movement ...
December 26th, 2025 01:54 PM
Thank you Stefanie! I'm thrilled to hear that you found the process with our team smooth and that the communication met your expectations. We work diligently to ensure that navigating the steps of the loan process or in your case, a refinance...
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Great experience
Reply from Steve Schutt NMLS #342876 Movement ...
December 19th, 2025 01:54 PM
I'm glad to hear you had a great experience with your refinance process, Ryan. Thank you for trusting us to monitor the purchase loan we did originally for the right time to capitalize on a dip in rates. We'll continue to do so moving forward...
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So thankful that I can ALWAYS rely on The Schutt Team to help my Buyers!
Reply from Steve Schutt NMLS #342876 Movement ...
December 1st, 2025 03:36 PM
Thank you Bethany! We appreciate your trust in our team and NEVER take that lightly.
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About
I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that we exist to love and value people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
VA Loans
FHA Loans
Conventional Loans
Jumbo Loans
Condo Loans
Investment Property Loan
Second Home Loan
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Memberships
- Niceville Valparaiso Chamber of Commerce
- Niceville Valparaiso Chamber of Commerce Chair of the Board 2025
- Junto Tribe Ministries Board of Directors
Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS_ID# 342876
- AL-84247
- AR-128099
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Videos

Awards
Achievements
- Perennial Presidents Club Award Winner
Hobbies
- Family Time
- Youth Sports
- Traveling
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Disclaimer
AL-84247, AR-128099, CO-100536605, FL-LO85230, GA-342876, NC-I-207795, OH-MLO-OH.342876, TN-342876, TX, VA-MLO-60872VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.