Steve Schutt
Branch Leader
I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that... Show More
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Andy was increible and ended up finding way to get our rate down even lower!!
Reply from Steve Schutt
August 28th, 2026 11:22 PM
Reed, thank you for sharing about your experience with Andy. We are excited to hear how well things went and of course love that he was able to find a way to get the rate even lower than where you started. Congrats on the new home and we look...
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Communication and knowledge is key., Great service
Reply from Steve Schutt
August 27th, 2026 02:37 PM
Thank you Roxanne! I appreciate your kind words and look forward to connecting soon in our post-closing follow up. Congrats!
Steve and his team made my home buying experience stress-free, professional, educational and made it feel like we were in great hands. Will be recommending his services to friends and peers in the area.
Reply from Steve Schutt
August 16th, 2026 09:15 PM
Thank you Jean! I appreciate the opportunity to serve you in this process, especially while overseas which always makes things a little more complicated. I am grateful for your kind words and look forward to being a resource to you and those...
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Steve is a fantastic mortgage officer. He took the time to sit down and go through a few different options for our mortgage. We’ve bought a few homes previously and we’ve never had that much of an in depth discussion on different options and...
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Reply from Steve Schutt
August 10th, 2026 11:51 AM
Thank you Craig (and Jamie!) I greatly appreciate your kind words and the opportunity to serve you in the process of acquiring your new investment property. I am also appreciative of your recognition of the entire process. So much more goes...
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Working with Steve and the Movement Mortgage was an exceptionally outstanding experience. As a first time home buyer they lessened all of my worries, and made the experience completely seamless, issue free and easy.
Reply from Steve Schutt
August 3rd, 2026 07:50 PM
I'm grateful, Shaye, for your kind words about your experience with me and my team. It's wonderful to know that we could help make your first home buying process seamless and worry-free. Congratulations on the start of your homeownership journey!...
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Steve and Andy were AMAZING as always! I love when I get to work with them because I know my Buyers will receive the best customer service. The Schutt Team continues to deliver - 16 BUSINESS DAYS and we were closed! Thank you!
Reply from Steve Schutt
July 30th, 2026 05:41 PM
Thank you, Samantha, for sharing your experience. I'm grateful to hear that you and your buyers had such a positive experience working with Andy, me, and the team. Thank you for supporting us with the buyers in making sure we could get through...
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Working with Steve and his team was a flawless experience. As first time home buyers, we had no idea what we were doing. They were patient and humble. Andy was extremely helpful as well! They truly made this experience significantly easier...
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Reply from Steve Schutt
July 30th, 2026 05:47 PM
Thank you for the kind words, Hannah! It's wonderful to know that we made the process easier for you as first-time buyers. I'm also pleased that Andy was able to assist you effectively. The service doesn't stop with closing as we'll be in touch...
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Steve is very knowledgeable and willing to explain difficult aspects of the lending process.
Reply from Steve Schutt
July 29th, 2026 07:18 PM
I'm grateful for your kind words, Andrew. It's important to me that you feel informed and comfortable with the lending process, so it's great to hear that I could help provide clarity for you in this often confusing process. Congrats to you...
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Steve and his team are knowledgeable, accessibl, and communicative
Reply from Steve Schutt
July 28th, 2026 10:58 AM
Cristina, I appreciate your kind words about my team and me. It's great to know that our knowledge, accessibility, and communication made a positive impact on your experience and we look forward to being a continued resource post-closing as...
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We were in a bad place with our previous lender that was the worst experience of every house we have purchased not only did Steve step in they got all the paperwork done in 2 weeks
Reply from Steve Schutt
July 28th, 2026 11:00 AM
Zach, We are grateful for the opportunity to step in and assist you during such a challenging time. Ensuring a smooth and efficient process is always our goal, especially when you're dealing with previous difficulties. We will be in contact...
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About
I don't sell mortgages. I provide trusted mortgage advice. My team helps people make confident financial decisions through expert guidance, proactive communication, and relationships that last long after closing living into our mission that we exist to love and value people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Specialities
VA Loans
FHA Loans
Conventional Loans
Jumbo Loans
Condo Loans
Investment Property Loan
Second Home Loan
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Memberships
- Niceville Valparaiso Chamber of Commerce
- Niceville Valparaiso Chamber of Commerce Chair of the Board 2025
- Junto Tribe Ministries Board of Directors
Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS_ID# 342876
- AL-84247
- AR-128099
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Videos
Awards
Achievements
- Perennial Presidents Club Award Winner
Hobbies
- Family Time
- Youth Sports
- Traveling
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Disclaimer
AL-84247, AR-128099, CO-100536605, FL-LO85230, GA-342876, NC-I-207795, OH-MLO-OH.342876, TN-342876, TX, VA-MLO-60872VA | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.