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Steve Humphrey - Loan Officer | NMLS# 640127 in Saint Louis, MO

Steve Humphrey

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Loan Officer | NMLS# 640127

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Steve’s a big believer in work/life balance. With extensive knowledge of the mortgage market, Steve understands what loan you need, along with all the crucial details that come with getting you into a home quickly and efficiently.
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5 Star
96%
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4%
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Reviews from Web
  • TotalExpert
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    Barbara H
    Posted on April 30th, 2026 06:51 PM
    Steve was informative and help throughout the process
    Reply from Steve Humphrey
    August 17th, 2026 05:40 PM
    Barbara, I appreciate your kind words and am glad I could be informative and helpful throughout the process. If you have any more questions or need further assistance, please feel free to reach out.
  • TotalExpert
    D
    David L
    Posted on April 27th, 2026 03:33 AM
    Steve was awesome. Very easy process and quick turnaround.
    Reply from Steve Humphrey
    August 17th, 2026 05:40 PM
    David, I'm grateful to hear that you found the process easy and the turnaround quick. It was my pleasure to assist you!
  • TotalExpert
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    Christopher V
    Posted on April 23rd, 2026 06:59 PM
    Steve you own POINT
    Reply from Steve Humphrey
    April 23rd, 2026 08:13 PM
    Thank you so much for the positive feedback. Michelle and you were great to work with. I look forward to your second loan also being completed.
  • TotalExpert
    A
    Adam N
    Posted on April 20th, 2026 03:49 AM
    Steve was professional and kept me moving through the process through his consistent updates and timely information.
    Reply from Steve Humphrey
    April 23rd, 2026 08:11 PM
    Thank you so much for the positive feedback. You were a very engaged customer and easy to work with. It was my pleasure to assist you with the Home Equity Line of Credit (HELOC).
  • TotalExpert
    S
    Shirley Y
    Posted on April 3rd, 2026 03:53 PM
    Verifying my income took some time as a am an independent contractor and received a stipend which is not taxable. Steve took the time to help me get the documents he needed. A few times I just wanted to cancel my request for the loan as it...
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    Reply from Steve Humphrey
    April 23rd, 2026 08:09 PM
    Thank you so much for the very kind feedback and for choosing me for your new financing. It was my pleasure to you assist you with the Home Equity Line of Credit (HELOC). I know the HELOC will help you accomplish all of your goals.
  • TotalExpert
    A
    Anita R
    Posted on March 27th, 2026 02:38 PM
    process was simple and fast and got me the loan I needed
    Reply from Steve Humphrey
    March 27th, 2026 09:07 PM
    It was great getting to meet you and to assist with the HELOC. Thank you for the feedback.
  • TotalExpert
    V
    Victoria S
    Posted on March 18th, 2026 12:35 PM
    Great experience, easy process on-line and at closing.
    Reply from Steve Humphrey
    March 18th, 2026 04:16 PM
    Thank you for your feedback. It was great getting to meet you and to assist with the HELOC.
  • TotalExpert
    R
    Roger B
    Posted on February 19th, 2026 03:01 PM
    Steve made everything easy
    Reply from Steve Humphrey
    March 6th, 2026 02:22 PM
    Roger it was great getting to know you and to be able to assist you with your HELOC loan. I know we will reconnect next spring to review options for your HELOC. Thank you for being a long-time Central Bank customer!
  • TotalExpert
    G
    Gjergji K
    Posted on February 17th, 2026 04:27 PM
    I recently had the pleasure of working with Steve during my HELOC and I cannot recommend him highly enough. From the very beginning, he was incredibly knowledgeable and attentive to my needs. He took the time to explain every step of the process,...
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    Reply from Steve Humphrey
    March 6th, 2026 02:20 PM
    Gjergji, it's wonderful to hear about your positive experience with the HELOC process. I'm glad I could provide the knowledge and attentiveness you needed. Ensuring that you feel informed and comfortable at every stage is important to me. If...
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  • TotalExpert
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    Bonnie P
    Posted on February 11th, 2026 01:47 PM
    Very thorough , explained everything and very personable
    Reply from Steve Humphrey
    February 11th, 2026 02:39 PM
    Thank you for the feedback and for choosing Central Bank Mortgage for your refinance. It was great to meet Rory and you this week. We did have great conversations, and it was my pleasure to assist.
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    About
    Steve’s a big believer in work/life balance. With extensive knowledge of the mortgage market, Steve understands what loan you need, along with all the crucial details that come with getting you into a home quickly and efficiently.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional, FHA, VA & Portfolio mortgage loans
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    Positions
    • Central Bank - Loan Officer
      Jan 4th, 2022 - Current
    Memberships
    • Immanuel Lutheran Church

    Year Started

    2022

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 640127
    Hobbies
    • Traveling, Fitness, and Sports
    Disclaimer
    Equal Housing Lender

    Equal Housing Lender | Member FDIC

    The Central Trust Bank NMLS ID # 407985