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Steve Humphrey - Loan Officer | NMLS# 640127 in Saint Louis, MO

Steve Humphrey

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Loan Officer | NMLS# 640127

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Steve’s a big believer in work/life balance. With extensive knowledge of the mortgage market, Steve understands what loan you need, along with all the crucial details that come with getting you into a home quickly and efficiently.
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5 Star
96%
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4%
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Reviews from Web
  • TotalExpert
    J
    Jacob A
    Posted on May 29th, 2026 01:17 PM
    Steve was very quick to respond every time I reached out with question. it's been 5 business days and I have not been funded yet which is strang. But working with Steve was great.
    Reply from Steve Humphrey
    August 17th, 2026 05:38 PM
    Jacob, I'm glad to know that you found my responsiveness helpful. Thank you for your kind words about working with me.
  • TotalExpert
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    Norm S
    Posted on May 14th, 2026 01:29 AM
    Steve is very professional and you can tell he cares about his clients.
    Reply from Steve Humphrey
    August 17th, 2026 05:38 PM
    Thank you, Norm, for noticing my dedication and professionalism. I'm grateful for your kind words and pleased that my care for clients shines through.
  • TotalExpert
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    Daniel B
    Posted on May 13th, 2026 12:31 PM
    Steve helped with every question, communicated throughout the process, and there were no surprises at closing.
    Reply from Steve Humphrey
    August 17th, 2026 05:39 PM
    I'm glad to know that my communication and assistance were helpful throughout the process, Daniel. It's important to me that there were no surprises for you at closing. Thank you for sharing your experience!
  • TotalExpert
    J
    Jeffrey M
    Posted on May 10th, 2026 02:08 PM
    Steve was timely and always provided clear communication with any questions that I had. The whole process went very smooth and I had zero issues.
    Reply from Steve Humphrey
    August 17th, 2026 06:17 PM
    Jeffrey, I'm grateful for your feedback and pleased that the process went smoothly for you. It's great to know my communication was clear and helpful. If there's anything more you need, feel free to reach out.
  • TotalExpert
    S
    Sara B
    Posted on May 9th, 2026 02:47 AM
    Timelines need to be very clear to clients. Other than that it was a good experience.
    Reply from Steve Humphrey
    August 17th, 2026 06:16 PM
    Sara, Thank you for the feedback. Please let me know if you ever have any questions regarding your loan or for the upcoming recast payment you are considering.
  • TotalExpert
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    William H
    Posted on May 7th, 2026 12:04 AM
    knowledgable, friendly, helpful
    Reply from Steve Humphrey
    August 17th, 2026 05:44 PM
    Bill, Thank you for the feedback! Thank you for visiting with me earlier this month regarding your HELOC utilization.
  • TotalExpert
    S
    Stephanie P
    Posted on May 5th, 2026 11:33 PM
    Great all the way!
    Reply from Steve Humphrey
    August 17th, 2026 05:43 PM
    Stephanie, I hope Ronnie Jr. and you are doing well. I'm grateful to hear that you had a great experience. Your positive feedback is truly valued, and I'm glad I could help.
  • TotalExpert
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    Lauren M
    Posted on April 30th, 2026 09:13 PM
    Steve was very informative about the details of our loan. We're very grateful for Steve!
    Reply from Steve Humphrey
    August 17th, 2026 05:41 PM
    Lauren, Thank you for the wonderful feedback!
  • TotalExpert
    T
    Teresa A
    Posted on April 30th, 2026 07:06 PM
    Steve has great customer/client service skills
    Reply from Steve Humphrey
    August 17th, 2026 05:40 PM
    Thank you, Teresa, for recognizing my customer service skills. I'm grateful for your positive feedback and am always here to help with any of your banking needs.
  • TotalExpert
    K
    Kathleen C
    Posted on April 30th, 2026 07:05 PM
    Steve was very patient and explained the process to me. I had bery very little understandin of the loan process but Steve explained, which put me at ease.
    Reply from Steve Humphrey
    August 17th, 2026 05:40 PM
    Kathleen, I'm grateful for your kind words. It's wonderful to know that my patience and explanations helped put you at ease during the loan process. If you have any more questions in the future, feel free to reach out.
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    About
    Steve’s a big believer in work/life balance. With extensive knowledge of the mortgage market, Steve understands what loan you need, along with all the crucial details that come with getting you into a home quickly and efficiently.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional, FHA, VA & Portfolio mortgage loans
    What is the Search Rank Score®?
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    Positions
    • Central Bank - Loan Officer
      Jan 4th, 2022 - Current
    Memberships
    • Immanuel Lutheran Church

    Year Started

    2022

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 640127
    Hobbies
    • Traveling, Fitness, and Sports
    Disclaimer
    Equal Housing Lender

    Equal Housing Lender | Member FDIC

    The Central Trust Bank NMLS ID # 407985