

Steve Casterline
Branch Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Steve is a consummate professional in the finance business and an utter joy to work with!
My #1 lender !!
Steve was very knowledgable and helpful, always available when I had questions.
Steve was very helpful and always communicated with us during our process. We are thankful he was there to walk us through this long journey. Thank you again, Steve.
The loan process went extreamly well and smooth. Steve communicates very with with the agent and the buyer.. I would recommend using him to anyone wanting a smooth transaction ..
Took care of everything especially when we had trouble getting what we needed.
Steve kept us well informed on what we needed to do, along with immediate returns to are calls, and quick answers to all our questions. Steve and the other members were professional and very friendly. I was so blessed by them all.
My clients always have a great experience working with Steve.
My clients ended up changing lenders during our inspection period, which of course shortened the time the new lender had to complete their file. Steve was the new lender, and completely rocket it!! Even with the shortened time, he was able...
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Steve was excellent throughout the mortgage process. He was professional, responsive, and highly knowledgeable, making the experience smooth and stress-free. Highly recommended…!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1401806
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.