

Steve Casterline
Branch Manager

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Stephen was super helpful and communicative. We would definitely use him again in the future.
Thank you for helping us and preparing us for this experience
As a 1st time home buyer I could not have been more happy with how Stephen was patient explaining every step and process making a very big part of my life so much easier! I’m truly amazed at what he does and am over the moon to have him in...
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We couldn’t have gotten a better person to do our loan I’m so grateful we got Stephen. He made the process easy and kept us informed about everything. Not only did I get approved and own my first house, I gained a friend in the process. I appreciate...
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Very happy with Neighborhood loans; My loan officer Steve Casterline had a lot of patience and explained things to us where we understood. He was very professional.
As a first time home buyer, the process was explained thouroughly and easily understood. Loan process was achieved in a timely manner and any questions were answered immediately. I felt at ease. Overall a happy client!
Steve was GREAT! He helped answer all my silly questions as I was going through the home buying process.
Stephen was easy to reach throughout the entire process, knowledgeable on the current market trends, and made the financing process as smooth as possible.
Great people to work with, nice and on top of things, quickly to respond and answer questions
Jose and I had a Geat experience! Stephen was always giving us the information that we needed and constantly was communicating with us.
Everything went very smooth.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1401806
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.