Stephen Flounlacker at CrossCountry Mortgage
Originating Branch Manager | NMLS #460093
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Bowie, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
I would like to give a loud shout out. Cross country mortgage. Their team is impeccable quick and swift. What I loved the most was the communication answers was answered on time. There is a lady called Loretta. She is so amazing.The breakdown...
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Reply from Stephen Flounlacker
February 27th, 2026 10:10 PM
Erick, we appreciate your kind words and are pleased to hear about your positive experience with our team at CrossCountry Mortgage. It's wonderful to know that our communication and clarity made the process smoother for you. Loretta truly is...
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Steve responded quickly, he's accurate and most importantly he got the appraisal rushed and delivered when I needed it.
Reply from Stephen Flounlacker
November 19th, 2025 05:41 PM
It was great working with you. Thanks again for putting your trust in us.
Steve and Loretta were amazing to work with. We are first time home buyers and they answered all of our questions and went above and beyond in helping us finalize everything for the loan and closing.
Reply from Stephen Flounlacker
November 19th, 2025 04:26 PM
It's great to hear that as a first-time homebuyer, you felt supported throughout the process. I'm pleased that Loretta and I could assist you by answering your questions and ensuring everything went smoothly for your loan and closing. Your...
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Stephen was awesome and he gave great advice! He walked us through each step during the lending process. We truly appreciate his help and knowledge.
Reply from Stephen Flounlacker
October 14th, 2025 08:05 PM
I'm glad to hear that my advice and guidance were helpful to you throughout the lending process. Your appreciation means a lot to me, and I'm pleased to have been part of your journey with CrossCountry Mortgage, LLC. If you have any further...
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Stephen has the knowledge and expertise to get you where you want! Very smooth process and transaction!
Reply from Owner
February 27th, 2026 10:11 PM
We appreciate your positive feedback about your experience with Stephen, Inetha. It's wonderful to hear that the process was smooth and that his knowledge and expertise made a difference. If you have any further questions or need more assistance...
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Stephen was very professional and went above and beyond! I would definitely recommend him to friends and family
Reply from Stephen Flounlacker
October 2nd, 2025 05:55 PM
I'm pleased to hear that you appreciated my professional approach and efforts. Your recommendation to friends and family means a great deal to me. Thank you for sharing your positive experience with CrossCountry Mortgage, LLC. If there's anything...
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Because from star to end on the proses to get my pace they was it very complicateve
Reply from Stephen Flounlacker
May 14th, 2025 09:37 PM
I'm glad to hear that despite the complexities, we were able to assist you throughout the process. Your satisfaction is important to me, and I'm pleased that you had a positive experience with CrossCountry Mortgage, LLC. If you have any questions...
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I'm satisfied with the experience and I must mention, the second time I'm buying a house through Stephen and his group. The professionalism, timely response and simple yet detailed explanations to questions I had. Stephen and his assistant,...
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Reply from Stephen Flounlacker
April 10th, 2025 12:36 PM
I'm thrilled to hear about your positive experience with our team. It has been a pleasure assisting you for the second time. I appreciate your acknowledgment of our professionalism and dedication. Thank you for your kind words and for considering...
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Great experience, professional and respectful. Second time purchasing a home through Stephen (CrossCountry Mortgage) and highly recommended.
Reply from Owner
February 27th, 2026 10:11 PM
Musiliu, we're pleased to hear that you had a positive experience with your home purchase through Stephen and CrossCountry Mortgage. Your repeat business and recommendation mean a lot to us. If there's anything more we can do to assist you,...
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This is my second time purchasing a home through Stephen (CrossCrountry Mortgage) and his team. First thing I'd like to say is that, Stephen is highly professional and takes time to respond to both emails and text messages in a timely manner....
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Reply from Stephen Flounlacker
February 27th, 2026 10:13 PM
Musiliu, we truly appreciate your continued trust in Stephen and our team at CrossCountry Mortgage. It's gratifying to know that our efforts to communicate clearly and guide you through the home-buying process made a positive impact. Your experiences...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Bowie, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #460093 | Branch NMLS #2537055
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 460093
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095