Stephen Flounlacker at CrossCountry Mortgage
Originating Branch Manager | NMLS #460093
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Bowie, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
Cross Country Mortgage is the #1 lender and truly care about getting you in your new home! At no point throughout the process did I feel alone and I knew, Stephen had my best interest in mind at all times. From initial conversations with Loretta,...
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Reply from Owner
July 30th, 2026 02:00 PM
Kyndra, I'm grateful for your kind words and trust in my support throughout the process. It's wonderful to know you felt cared for and well-informed from start to finish. Thank you for wholeheartedly recommending CrossCountry Mortgage. If you...
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I truly had a great experience, from initial conversations with Loretta, to detailed breakdowns with Stephen. I never felt alone at anytime. Each step throughout the process was made easy and the online portal was seamless. I 100% recommend...
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Reply from Stephen Flounlacker
July 30th, 2026 01:50 PM
Kyndra, I'm grateful to hear that you had a great experience and felt supported throughout the process. It's nice to know that the online portal was seamless for you. Thank you for recommending CrossCountry Mortgage to others, including first-time...
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All electric via computer made the entire process very easy for us.
Reply from Stephen Flounlacker
May 25th, 2026 01:46 PM
Dennis, I'm pleased to hear that the all-electric, computer-based process made things easy for you. Thank you for sharing your experience. If you have any more feedback or need assistance in the future, feel free to reach out.
He is one of my fav lenders and he will get you to the closing table!
Stephen was communicative throughout the process and handled my clients with great care. I've used Stephen before and he is on more difficult transactions which he was amazing at, and he provided the same excellent level of services as he always...
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Reply from Stephen Flounlacker
March 16th, 2026 06:49 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Stephen was great. I had a somewhat unique case and Stephen stepped in and moved quickly.
looking forward to sending individuals to him. Thank you
Reply from Stephen Flounlacker
February 18th, 2026 08:51 PM
Elleecia, it's encouraging to know that I could assist you efficiently in your unique situation. I greatly value your trust in recommending me to others. If you or anyone you refer has any questions or needs assistance in the future, I'm here...
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Working with Stephen was an amazing experience! the education and communication was exactly what I needed when refinancing my Mortgage . Thank you! Brent A.
Reply from Stephen Flounlacker
January 5th, 2026 06:57 PM
I'm glad to know that the education and communication met your needs during your mortgage refinancing. I appreciate the opportunity to work with you and provide the support you were looking for. If you have any more questions or need further...
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Amazing service at all times. Long time friend, thank you! Lets not forget Loretta McCormick for her great work, thank you both.
Reply from Stephen Flounlacker
February 27th, 2026 10:10 PM
Agustin, we appreciate your kind words about the service you received from both Stephen and Loretta. It’s wonderful to hear that their efforts made a positive impact. If you need any further assistance, please don't hesitate to contact us....
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The team was professional and took the time to educate my client. My client love that Stephen and his team answered all of the questions.
Reply from Stephen Flounlacker
December 3rd, 2025 09:15 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
I would like to give a loud shout out. Cross country mortgage. Their team is impeccable quick and swift. What I loved the most was the communication answers was answered on time. There is a lady called Loretta. She is so amazing.The breakdown...
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Reply from Stephen Flounlacker
February 27th, 2026 10:10 PM
Erick, we appreciate your kind words and are pleased to hear about your positive experience with our team at CrossCountry Mortgage. It's wonderful to know that our communication and clarity made the process smoother for you. Loretta truly is...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Bowie, MD. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #460093 | Branch NMLS #2537055
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 460093
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095