Guild Mortgage - Stephen Chard
Loan Officer | NMLS# 275348
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM
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8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Steve is always on top of everything needed to get us to closing.
Reply from Guild Mortgage - Stephen Chard
January 29th, 2026 05:09 PM
As are you!
Stephen was so patient with my questions and concerns, my being a first time homebuyer. The communication between myself, my realtor and Stephen was exceptional.
Stephen was so patient with my questions and concerns, my being a first time homebuyer. The communication between myself, my realtor and Stephen was exceptional.
Reply from Guild Mortgage - Stephen Chard
January 14th, 2026 05:22 PM
Thanks Kim, it was super easy to work with you with you being so responsive.
Stephen and team were excellent to work with. On Real Estate, we work odd hours and sometimes with tough timelines. He and the team were very responsive and helped us push through even with the holidays looming.
Reply from Guild Mortgage - Stephen Chard
January 14th, 2026 05:22 PM
Thanks Kim!
When I made a one time payment diate teh c;oand canceled my autopay , the payment never was applied and out in some account "due to being overdue" by a month. Nobody was able to resolve it until I made phone calls that moved into the account...
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Reply from Stephen Chard
January 16th, 2026 06:25 PM
I understand how stressful it can be when payments don't process as expected, Jill. I'm sorry for any inconvenience this caused during your transaction. I'm glad it was finally resolved through your persistence. If there's anything further...
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Stephan was great in navigating unprecedented events that kept our loan help up. Call this guy CMP, flip a switch and he is there!
Reply from Guild Mortgage - Stephen Chard
December 17th, 2025 08:40 PM
Thanks Isaac, you both were the same exact way when we needed something but I appreciate it. Have a great Christmas
Stephen is a stand up guy! His work ethic is like no other. I look forward to working with Stephen in the future.
Stephen is a stand up guy! He was helpful from the start and very patient as we worked through a Government shutdown. I look forward to working with Stephen in the future.
Reply from Guild Mortgage - Stephen Chard
December 17th, 2025 03:15 PM
Thanks Dylan, I can't even begin to be good unless the Realtor I'm working is as well...half of that battle was won by you! Happy Holidays!
Stephen made our whole experience as stress free as possible. He was always on top of communication, texting us through out the whole 5 month process due to the government shutdown.He made our dream home possible by not giving up on us, and...
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Stephen was absolutely wonderful with his communication and he always seemed to have our best interest in mind. He went above & beyond to make sure we were able to get our home.
Reply from Guild Mortgage - Stephen Chard
December 17th, 2025 02:24 PM
Thanks Jasmine...and thanks for hanging in there, you made it happen as well!
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Conventional; FHA/VA; RD; Maine Housing; New Construction Financing
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the state of Maine.; NMLS ID: 275348; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.