Stas Tsiperson
Area Manager | NMLS #862597
LET’S GET YOU INTO YOUR DREAM HOME It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak w... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nick is hands down a great loan officer. Buying a home is very stressful and he always had the answers I was looking for. He exceeded my expectations. Nick gave options and guidance, allowing us to decide what is best for us making closing...
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Reply from Owner
January 27th, 2026 03:45 PM
Thank You!
I cannot recommend Draper and Kramer Mortgage enough. Our loan officer, Nick Totarella, was the best part of the home buying process. He really took the time to answer all of our questions and was always ready for anything we needed. We are...
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Nick Totarella was the easiest thing about the home buying process. He was the best loan officer that my wife and I could have asked for. He was thorough, always answered our calls and texts, and really explained the process along the way....
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Nick Totarella was the easiest thing about the home buying process. He was the best loan officer that my wife and I could have asked for. He was thorough, always answered our calls and texts, and really explained the process along the way....
read more
Reply from Owner
January 27th, 2026 03:45 PM
Thank you
I cannot recommend Draper and Kramer Mortgage enough. Our loan officer, Nick Totarella, was the best part of the home buying process. He really took the time to answer all of our questions and was always ready for anything we needed. We are...
read more
Reply from Owner
January 9th, 2026 10:08 AM
Thank you!!! We love our clients:)
I cannot recommend Draper and Kramer Mortgage enough. Our loan officer, Nick Totarella, was the best part of the home buying process. He really took the time to answer all of our questions and was always ready for anything we needed. We are...
read more
Reply from Owner
January 27th, 2026 03:45 PM
Thank you!!! We love our clients:)
Nick was the best. He helped me buy my first home and I will be using him for all future purchases.
Reply from Owner
January 9th, 2026 10:08 AM
Congratulations on your first home, Vince! We're happy to hear you had a great experience with Nick, thank you for choosing to work with him and Draper and Kramer Mortgage!
Nick was the best. He helped me buy my first home and I will be using him for all future purchases.
Reply from Owner
January 27th, 2026 03:45 PM
Congratulations on your first home, Vince! We're happy to hear you had a great experience with Nick, thank you for choosing to work with him and Draper and Kramer Mortgage!
A BIG shout out to Austin Krause and Nick Totaraella!! Being a first-time homebuyer these two really came through for me. It didn't matter what time of day whether during the week or on a Sunday I could call up Austin and ask him anything .......
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Reply from Owner
January 9th, 2026 10:08 AM
Congratulations on your first home! We know how big of a deal that is, so we're more than happy to help-no matter when! Thank you for choosing to work with Austin, Nick and the Draper and Kramer Mortgage team, Dena!
A BIG shout out to Austin Krause and Nick Totaraella!! Being a first-time homebuyer these two really came through for me. It didn't matter what time of day whether during the week or on a Sunday I could call up Austin and ask him anything .......
read more
Reply from Owner
January 27th, 2026 03:45 PM
Congratulations on your first home! We know how big of a deal that is, so we're more than happy to help-no matter when! Thank you for choosing to work with Austin, Nick and the Draper and Kramer Mortgage team, Dena!
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About
LET’S GET YOU INTO YOUR DREAM HOME It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Mortgage Products
LOW CREDIT
CONSTRUCTION
REFIANNCE AND PURCHASE
REVERSE MORTGAGE
FHA VA CONVENTIONAL JUMBO NON QM COMMERCIAL
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
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Memberships
- President's Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS: 862597
Achievements
- Top 1% Mortgage Laon Originator
Hobbies
- Travel
- Movies
- Cars
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Disclaimer
© 2024 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.