

Stas Tsiperson
Area Manager | NMLS #862597

LET’S GET YOU INTO YOUR DREAM HOME It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak w... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
As a first time buyer, I had absolutely no idea what I was doing. Nick was the best, and really helped me to understand, and feel comfortable with the process. He got me an awesome rate, and really broke everything down for me so that there...
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Reply from Owner
January 9th, 2026 10:08 AM
Thanks for choosing Goldwater Bank as the lender for your home purchasing goals. Congratulations on your first time home purchase!! We're glad to hear that our loan officer Nick was able to make you feel comfortable during the often overwhelming...
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As a first time buyer, I had absolutely no idea what I was doing. Nick was the best, and really helped me to understand, and feel comfortable with the process. He got me an awesome rate, and really broke everything down for me so that there...
read more
Reply from Owner
January 22nd, 2026 12:00 AM
Thanks for choosing Goldwater Bank as the lender for your home purchasing goals. Congratulations on your first time home purchase!! We're glad to hear that our loan officer Nick was able to make you feel comfortable during the often overwhelming...
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Nick worked very hard for us as 1st time buyers and made the process super easy and understandable. I will be recommending him to all my friends looking to buy property! He is super friendly, and funny. And he will work endlessly to get you...
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Reply from Owner
January 9th, 2026 10:08 AM
Samantha, thank you for the nice review and for choosing Goldwater Bank for your mortgage needs. Congratulations on your first time home purchase. We're happy to hear that our loan officer Nick was able to take great care of you as we strive...
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Nick worked very hard for us as 1st time buyers and made the process super easy and understandable. I will be recommending him to all my friends looking to buy property! He is super friendly, and funny. And he will work endlessly to get you...
read more
Reply from Owner
January 27th, 2026 03:45 PM
Samantha, thank you for the nice review and for choosing Goldwater Bank for your mortgage needs. Congratulations on your first time home purchase. We're happy to hear that our loan officer Nick was able to take great care of you as we strive...
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Nick Totarella is an amazing resource to have on your side when buying a home. He is the best loan officer my husband and I were able to deal with and would not be in our beautiful new home without his help. He truly cares about his customers...
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Reply from Owner
January 9th, 2026 10:08 AM
Mia, thank you for choosing Goldwater Bank and for the nice review. We're glad that you think Nick is the best loan officer as we strive to be the top lenders in the business. Enjoy the beautiful new home :)
Nick Totarella is an amazing resource to have on your side when buying a home. He is the best loan officer my husband and I were able to deal with and would not be in our beautiful new home without his help. He truly cares about his customers...
read more
Reply from Owner
January 27th, 2026 03:45 PM
Mia, thank you for choosing Goldwater Bank and for the nice review. We're glad that you think Nick is the best loan officer as we strive to be the top lenders in the business. Enjoy the beautiful new home :)
Nick Totarella is an amazing loan officer who truly cares about his customers. No matter what time of the day or night, he continued to be helpful and guided us through the home buying process. Overall, I will always recommend Nick to my friends...
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Reply from Owner
January 27th, 2026 03:45 PM
Jordan, thanks for choosing Goldwater Bank and putting your trust in Nick. We're glad that he was able to take care of your mortgage goals, and appreciate the referrals!
Nick Totarella is an amazing loan officer who truly cares about his customers. No matter what time of the day or night, he continued to be helpful and guided us through the home buying process. Overall, I will always recommend Nick to my friends...
read more
Reply from Owner
January 9th, 2026 10:08 AM
Jordan, thanks for choosing Goldwater Bank and putting your trust in Nick. We're glad that he was able to take care of your mortgage goals, and appreciate the referrals!
Nick did a great job getting everything together in a timely manner and very helpful along the way everything. Got me a great deal and great rate that no one else could beat. Austin was also a great with all the work!
Reply from Owner
January 27th, 2026 03:45 PM
Thanks for the nice review and for choosing Goldwater Bank! We're glad that our loan officer Nick was able to take great care of you and get you into a low interest rate. Please consider referrals if you have friends or family with mortgage...
read more
Nick did a great job getting everything together in a timely manner and very helpful along the way everything. Got me a great deal and great rate that no one else could beat. Austin was also a great with all the work!
Reply from Owner
January 9th, 2026 10:08 AM
Thanks for the nice review and for choosing Goldwater Bank! We're glad that our loan officer Nick was able to take great care of you and get you into a low interest rate. Please consider referrals if you have friends or family with mortgage...
read more
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About
LET’S GET YOU INTO YOUR DREAM HOME It’s simple to get started on your mortgage journey – whether you’re just looking to get pre-qualified or are ready to submit an application. Just click the button below or submit a contact form to speak with one of our mortgage experts. We’re here to help!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Mortgage Products
LOW CREDIT
CONSTRUCTION
REFIANNCE AND PURCHASE
REVERSE MORTGAGE
FHA VA CONVENTIONAL JUMBO NON QM COMMERCIAL
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
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Memberships
- President's Club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS: 862597
Achievements
- Top 1% Mortgage Laon Originator
Hobbies
- Travel
- Movies
- Cars
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Disclaimer
© 2024 Cornerstone First Mortgage, LLC. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.