

Sophia Tocci Bell - Mortgage Loan Originator
Branch Manager - NMLS# 655065

Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Sophia is the best. Always extremely responsive (even on weekends) and explains things well. Made the home buying process a lot easier, cannot imagine this process without her!
Sophia was there every step of the way and answered far to many questions that weren't even her responsibility, always available and always willing to do whatever it takes! Great work ethic and attitude for we wouldn't have closed in the time...
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Sophia is the best at getting you the mortgage you need. There is no one else that’s works as hard as she does do get you to close as quick as possible! Sophia with Total should be your number one choice when choosing a mortgage company!
Sophia, is very professional and informative. She is delightful to work with.
Constant, clear and concise communication
Sophia was very responsive, and when we had questions, she was always able to respond to us in a timely, professional manner.
I appreciated Sophia being realistic with us and what we could afford, we had a goal of purchasing a first home without feeling like we were living beyond our means and Sophia understood that— this market was tough and I appreciated Sophia’s...
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Sophia was ready to answer any and all questions. She was very informative and was available quickly to discuss anything that came up. She was prompt with paperwork and made the entire experience smooth.
Sophia is great to work. Would recommend to anybody looking to get a mortgage
Was a pleasure working with Sophia. Highly recommend!
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About
Sophia understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Sophia is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 655065
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.